Federal Retirement Planning – Arlington, TX

in Texas (TX) on December 8, 2022

Are you looking for help in federal retirement planning in Arlington or other parts of the Dallas-Fort Worth Metroplex? Federal employees certainly have fantastic benefits, but the retirement systems for U.S. Government employees as a whole are challenging, to say the least.

For one, it depends on which retirement system to which you belong. Most federal employees are part of the Federal Employees’ Retirement System (FERS). On the other hand, some long-time federal government employees are grandfathered under the Civil Service Retirement System (CSRS).

No matter which system covers you, in order to make good choices about your federal benefits, you have to start by understanding what those choices are. That can be daunting, when you are confronted with all the various choices and corresponding decisions facing you and even more challenging, discovering how making one choice can impact your other choices or your situation overall.

For example, do you want to leave a survivor’s benefit for your spouse? What happens if your spouse dies before you do? Who – if anyone – get the money dedicated to the survivor’s benefit under those circumstances? How much income will you receive in retirement from your pension and, if applicable, from Social Security as well as other benefits?

For every choice you face, you need to understand what consequences may result from different scenarios and choices. When you open or close one door, what is the impact on all of your other potential choices? One way to gain that understanding and avoid mistakes is to work with an independent, experienced federal retirement planning consultant who can explain your federal benefits to you.

Start by looking for a federal retirement planning consultant in Arlington or other parts of Dallas-Fort Worth. You will want to someone who actively serves your community and is happy to answer your questions.

At SafeMoney.com, we work with independent federal benefits experts serving Arlington, North Richland Hills, Pantego, Bedford, Euless, Hurst, Irving, Grand Prairie, Dallas, Duncanville, Cedar Hill, Mansfield, Kennedale, Forest Hill, Crowley, Fort Worth, White Settlement, and many other locations in the Dallas-Fort Worth Metroplex.

If you want someone who can and will answer your questions about what your benefits look like today and what they will look like when you separate from service, our SafeMoney.com financial professionals can help. We understand the full range of your options for retirement and the typical mistakes that so many make, as well as how to avoid those mistakes. Our independent experts can also help you with your technical questions such as the potential cost of a survivor benefit, ways to generate additional reliable income from your TSP, and how life changes can affect your benefits. We can help you with these questions and many more. Usually, we will cover your initial federal retirement benefits planning questions in an hour or so.

Call us at 877.476.9723, and we will introduce you to a SafeMoney.com independent financial professional for your initial consultation. They will do a comprehensive federal benefits analysis report for you. This report can help you identify gaps in your benefits and suggest ways to cover those gaps. Both the report and the meeting are free and without obligation to you. You can expect to leave your meeting with a better understanding of what is available from your federal benefits and the best options for you. Contact us today to request your benefits session.

All Federal Employees Must Receive Mandatory Benefits Education

Request Your Federal Benefits Analysis

Join hundreds and hundreds of other federal employees from all agencies -- gain clarity for your financial future. Complete the form to request your free federal benefits analysis and walkthrough.

You may not be aware of it, but you and every federal employee is required to receive retirement literacy and federal employee benefits education. Per OPM guidelines and U.S. Code Title 5, you should receive this education on an ongoing basis while you are a federal employee. That may sound great, but it seldom works out that way in the real world.

There isn’t an across-the-board system across agencies for training federal employees for and about their retirement benefits. Think back to what happened when you tried to get your retirement training. Perhaps you got a hurried, canned HR-type orientation and were given an 800 number (cue long hold periods) to call with your many and inevitable questions. Perhaps you got a link to a PowerPoint presentation that someone in your office provided. No matter what you received, it probably wasn’t terribly helpful.

Your federal benefits represent and protect your future. They affect your long-term financial well-being and that of your family and, of course, you personally. The current across-the-board lack of understanding by U.S. Government employees about their hard-earned benefits isn’t acceptable or wise. You need to understand your benefits, your different options, and how various life changes and other situations can affect your potential benefits. This is essential to your financial future.

Contact us when you get ready for help with your federal retirement benefits planning. Our SafeMoney.com financial professionals have worked with hundreds of U.S. Government employees throughout the United States. We will prepare a federal retirement planning guide just for you that will answer your initial questions. We will also give you a free, personalized federal benefits analysis that will let you envision and shape your future for up to decades into the future, no matter where you are in your federal career.

How Can a Federal Retirement Planning Consultant Assist You?

The kinds of federal employee benefits you have earned depend, to start with, on your respective retirement system: CSRS or FERS. The great majority of today’s federal employees (well over 90%) participate in FERS, but some long-term federal government employees still belong to CSRS.

Some limited federal government roles, such as certain law-enforcement positions, may also have unique ways in how their benefits are computed or when they can access their benefits. We also have advisors who can help you in these situations.

Whether you are a brand new federal hire or senior GS/GM-level employee, finding useful information on your federal benefits has probably been a challenging experience. Tons of information is available online, but its helpfulness can be all over the place.

What’s more, as with all federal government documents, the information you do find may be written in classic legalese and therefore challenging to understand. Further, since it’s aimed at the board market, it’s probably one-size-fits-all — hardly a helpful answer to your personal retirement questions.

You need benefits information customized to your situation so you can make well-informed and beneficial financial decisions for your and your family’s future. Instead of settling for some boilerplate, good-for-everyone guidance that isn’t focused on you and was written for lawyers and accountants to read, consider working with someone who can, in fact, answer your specific benefits questions.

A SafeMoney.com financial professional can lead you through your available benefits choices and provide you with focused calculations showing what they look like now and in the future. They will also demonstrate ways you may be able to maximize those potential benefits.

When you contact our team, we will connect you with someone who can answer your most challenging federal benefits questions and more. They will also provide you with your free, no-obligation personal, integrated federal benefits analysis.

What’s In a Personalized Federal Benefits Analysis?

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877.476.9723

Your customized federal benefits analysis will grant you an integrated walkthrough of all your benefits, including your pension, life insurance coverage, surviving spouse benefit options, and retirement investment planning. They will also show you how everything they discussed ties together.

Your SafeMoney.com federal benefits consultant will cover these different aspects of your federal retirement planning picture:

Calculations of your federal employee benefits payouts
Present and future pension benefit computations
TSP, FEGLI & Social Security projections and how they combine
A reasonable figure for how much income you will see each month after you retire
An explanation of your survivor benefits and your life insurance coverage information
Different timing options for when you might retire based on your current benefits and income, and their impact on your future

Your SafeMoney.com federal employee benefits consultant can answer your questions you have after you review report. They can also answer questions about military buyback, sick leave, and CSRS offsets.

Get Answers to Your Federal Retirement Planning Questions Now!

Our primary mission at SafeMoney.com is to help you gain a solid understanding of your federal retirement benefits and how everything works together. We can get you all the information you need to make well-informed decisions about your hard-earned benefits in as little as an hour or so. All at no cost and with no obligation to you.

You can request your free integrated federal benefits analysis and report via the form on this page or by phone. Call us today at 877.476.9723, and we will bring you together with a SafeMoney.com independent federal retirement planner serving Arlington and other parts of the Dallas-Fort Worth Metroplex.

Over our many years in business, the SafeMoney.com team has guided thousands of households toward a successful retirement. If you are looking for some illumination of complex options for your benefits and your financial future, please contact us at any time.

Give us SafeMoney.com call. We will show you ways that our personalized service can make a significant difference in your retirement planning. Let us begin serving you!