AGREEMENT BETWEEN USER AND Safe Money Broadcasting, LLC:
The SafeMoney.com Web Site is comprised of various Web pages operated by Safe Money Broadcasting, LLC.
SafeMoney.com is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Safe Money Broadcasting, LLC Web Site constitutes your agreement to all such terms, conditions, and notices. SafeMoney.com offers independent annuity and life insurance product information to the public, and is not a licensed insurance agent or agency. Nothing found on SafeMoney.com is considered to be a recommendation to buy or sell an annuity or life insurance product. SafeMoney.com content is for educational purposes only. No product companies have endorsed the reviews on this site, nor is SafeMoney.com compensated for reviews. SafeMoney.com does not rate or endorse any specific product, insurance agent or agency and does not warrant any information found on safeMoney.com. SafeMoney.com does not provide tax, legal, accounting, fiscal, or investment advice. SafeMoney.com claims no liability for any actions or advice given or decisions made in conjunction with SafeMoney.com or the independent or captive agents found on this website. It is the users responsibility to research and consult with a licensed financial service professional about their personal situation before making any financial decisions. The locate an advisor feature found on this website has been provided on a subscription basis. Safe Money Broadcasting, LLC holds no liability for any actions, recommendations or advice provided by these advisors or decisions made by any client in conjunction with SafeMoney.com or the advisors found on SafeMoney.com.
MODIFICATION OF THESE TERMS OF USE
Safe Money Broadcasting, LLC reserves the right to change the terms, conditions, and notices under which the Safe Money Broadcasting, LLC Web Site is offered, including but not limited to the charges associated with the use of the Safe Money Broadcasting, LLC Web Site.
LINKS TO THIRD PARTY SITES
The Safe Money Broadcasting, LLC Web Site may contain links to other Web Sites (“Linked Sites”). The Linked Sites are not under the control of Safe Money Broadcasting, LLC and Safe Money Broadcasting, LLC is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Safe Money Broadcasting, LLC is not responsible for web-casting or any other form of transmission received from any Linked Site. Safe Money Broadcasting, LLC is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Safe Money Broadcasting, LLC of the site or any association with its operators.
NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of the Safe Money Broadcasting, LLC Web Site, you warrant to Safe Money Broadcasting, LLC that you will not use the Safe Money Broadcasting, LLC Web Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Safe Money Broadcasting, LLC Web Site in any manner which could damage, disable, overburden, or impair the Safe Money Broadcasting, LLC Web Site or interfere with any other party’s use and enjoyment of the Safe Money Broadcasting, LLC Web Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Safe Money Broadcasting, LLC Web Sites.
GOOD ADVISOR CONDUCT IMPERATIVE
When using this website, you consent to the educational, ethical, and client-first philosophies of SafeMoney.com, Safe Money Broadcasting, and its associated advisor-members. Safe Money Broadcasting may terminate your listing at any time if you:
Under these conditions, termination of a listing will commence without any refund or any other form of remuneration.
INTELLECTUAL PROPERTY RIGHTS
Other than content you own, which you may have opted to include on this Website, under these Terms, Safe Money Broadcasting, LLC own all rights to the intellectual property and material contained, and/or published by safemoney.com. All such rights are reserved.
You are granted a limited license only, subject to the restrictions provided in these Terms, for purposes of viewing the material contained and published by safemoney.com.
USE OF COMMUNICATION SERVICES
The Safe Money Broadcasting, LLC Web Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, “Communication Services”), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:
- Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
- Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.
- Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
- Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer.
- Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages.
- Conduct or forward surveys, contests, pyramid schemes or chain letters.
- Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.
- Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
- Restrict or inhibit any other user from using and enjoying the Communication Services.
- Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.
- Harvest or otherwise collect information about others, including e-mail addresses, without their consent.
- Violate any applicable laws or regulations.
Safe Money Broadcasting, LLC has no obligation to monitor the Communication Services. However, Safe Money Broadcasting, LLC reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. Safe Money Broadcasting, LLC reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.
Safe Money Broadcasting, LLC reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Safe Money Broadcasting, LLC’s sole discretion.
Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. Safe Money Broadcasting, LLC does not control or endorse the content, messages or information found in any Communication Service and, therefore, Safe Money Broadcasting, LLC specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized Safe Money Broadcasting, LLC spokespersons, and their views do not necessarily reflect those of Safe Money Broadcasting, LLC.
Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.
MATERIALS PROVIDED TO Safe Money Broadcasting, LLC OR POSTED AT ANY Safe Money Broadcasting, LLC WEB SITE
Safe Money Broadcasting, LLC does not claim ownership of the materials you provide to Safe Money Broadcasting, LLC (including feedback and suggestions) or post, upload, input or submit to any Safe Money Broadcasting, LLC Web Site or its associated services (collectively “Submissions”). However, by posting, uploading, inputting, providing or submitting your Submission you are granting Safe Money Broadcasting, LLC, its affiliated companies and necessary sub licensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.
No compensation will be paid with respect to the use of your Submission, as provided herein. Safe Money Broadcasting, LLC is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in Safe Money Broadcasting, LLC’s sole discretion.
By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.
LIABILITY DISCLAIMER
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE Safe Money Broadcasting, LLC WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. Safe Money Broadcasting, LLC AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE Safe Money Broadcasting, LLC WEB SITE AT ANY TIME. ADVICE RECEIVED VIA THE Safe Money Broadcasting, LLC WEB SITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.
Safe Money Broadcasting, LLC AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE Safe Money Broadcasting, LLC WEB SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. Safe Money Broadcasting, LLC AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL Safe Money Broadcasting, LLC AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE Safe Money Broadcasting, LLC WEB SITE, WITH THE DELAY OR INABILITY TO USE THE Safe Money Broadcasting, LLC WEB SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE Safe Money Broadcasting, LLC WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE Safe Money Broadcasting, LLC WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF Safe Money Broadcasting, LLC OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE Safe Money Broadcasting, LLC WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE Safe Money Broadcasting, LLC WEB SITE.
TERMINATION/ACCESS RESTRICTION
Safe Money Broadcasting, LLC reserves the right, in its sole discretion, to terminate your access to the Safe Money Broadcasting, LLC Web Site and the related services or any portion thereof at any time, without notice. GENERAL To the maximum extent permitted by law, this agreement is governed by the laws of the State of Washington, U.S.A. and you hereby consent to the exclusive jurisdiction and venue of courts in King County, Washington, U.S.A. in all disputes arising out of or relating to the use of the Safe Money Broadcasting, LLC Web Site. Use of the Safe Money Broadcasting, LLC Web Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and Safe Money Broadcasting, LLC as a result of this agreement or use of the Safe Money Broadcasting, LLC Web Site. Safe Money Broadcasting, LLC performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Safe Money Broadcasting, LLC right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Safe Money Broadcasting, LLC Web Site or information provided to or gathered by Safe Money Broadcasting, LLC with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Safe Money Broadcasting, LLC with respect to the Safe Money Broadcasting, LLC Web Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Safe Money Broadcasting, LLC with respect to the Safe Money Broadcasting, LLC Web Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent an d subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English.
REFUND AND CANCELLATION POLICY
All SafeMoney.com setup fees and annual membership costs are non-refundable. By purchasing an annual membership, you accept these terms. Monthly subscriptions may be canceled at anytime as long as cancellation requests are received by phone at 877-476-9723 or in writing at brent@safemoney.com.. If a cancellation request is received, all future billing will terminate immediately upon the request.
CONTENT USAGE BY FINANCIAL PROFESSIONALS
Only by contractual agreement with Safe Money Broadcasting, including but not limited to written permission by Safe Money Broadcasting, subscription to the SafeMoney.com program, and agreed-upon payments to Safe Money Broadcasting, may financial professionals use SafeMoney.com and its branding concepts, consumer guides, articles, handouts, brochures, webinars and content. Purchased listings by financial professionals are for an annual basis only. Pricing may be subject to change after 12 calendar months from date of applied listing. Each listing may only be used for one designated licensed insurance agent, insurance broker, and/or financial advisor (designated financial professional) and is not transferable.
SafeMoney.com listings and listings information may not be substituted at any point for anyone other than the designated financial professional for each individual listing. The purchasing party can terminate or suspend the purchased advisor listing at any time, but there are no refunds.
If an individual listing is canceled for a designated financial professional within 12 calendar months of the date of purchase, any renewal of a listing for that designated financial professional will be subject to retail cost by Safe Money Broadcasting once the 12 calendar months are satisfied. Once an individual listing is canceled for a designated financial professional, the designated financial professional must cease use of SafeMoney.com materials and content in their business. Continuing use of SafeMoney.com consumer materials and content after a listing cancellation will subject the parties using SafeMoney.com materials under violation of these terms and conditions to possible litigation.
CONTENT USAGE BY THIRD-PARTY FINANCIAL COMPANIES
Only with contractual agreement with Safe Money Broadcasting, including but not limited to written authorized permission by Safe Money Broadcasting and agreed-upon payments to Safe Money Broadcasting, may insurance agencies, field marketing organizations, independent marketing organizations, insurance carriers, broker/dealers, registered investment advisors, and other third-party financial companies use SafeMoney.com and any of its branding concepts, consumer guides, articles, handouts, brochures, and any other content for SafeMoney.com.
Purchased listings by third-party financial companies for their appointed financial professionals are for an annual basis only. Pricing may be subject to change after 12 calendar months from date of applied listing. Each listing may only be used for one designated licensed insurance agent, insurance broker, and/or financial advisor (designated financial professional) and is not transferable.
SafeMoney.com listings and listings information may not be substituted at any point for anyone other than the designated financial professional for each individual listing. The purchasing party can terminate or suspend the purchased advisor listing at any time, but there are no refunds.
If an individual listing is canceled for a designated financial professional within 12 calendar months of the date of purchase, any renewal of a listing for that designated financial professional will be subject to retail cost by Safe Money Broadcasting once the 12 calendar months are satisfied. Once an individual listing is canceled for a designated financial professional, the designated financial professional must cease use of SafeMoney.com materials and content in their business. Continuing use of SafeMoney.com consumer materials and content after a listing cancellation will subject the parties using SafeMoney.com materials under violation of these terms and conditions to possible litigation.
GEOTARGETING SERVICES – CANCELLATION RIGHTS
One paid-for services that Safe Money Broadcasting offers to SafeMoney.com program subscribing advisors, agents, and brokers is geotargeted ad placements on select pages of SafeMoney.com. This is done on a by-territory basis. Safe Money Broadcasting reserves the right to cancel an advisor’s active territory within its geotargeting services at any time and for any reason. Safe Money Broadcasting also reserves the right to then offer this territory to another advisor.
LEAD GENERATION PROGRAMS – PARTICIPATION RIGHTS
One paid-for service that Safe Money Broadcasting offers to SafeMoney.com program subscribing financial professionals is lead generation programs. Any results from these programs are not guaranteed. Financial professionals participating in this program have the responsibility of following up with these leads personally and closing sales. If a participating financial professional does not receive the full lead count which they bought from Safe Money Broadcasting, Safe Money Broadcasting will refund the difference from the amount of the leads the financial professional did receive. A lead with a disconnected number will be replaced with another. Participating financial professionals are not eligible for a refund or lead replacement under any other conditions. Safe Money Broadcasting reserves the right to cancel an advisor’s participation within its lead generation programs at any time and at its sole discretion.
Any external sharing of materials, trade secrets, or leads with third parties outside of this program arrangement between Safe Money Broadcasting and the participating financial professional is a violation of these terms. Violators will be ejected from the program, and will not be eligible for any refund under any circumstance. Renumeration from all violating parties will be pursued by Safe Money Broadcasting to the furthest extent of the law. All rights reserved, the content of this program is strictly the intellectual property of Safe Money Broadcasting, LLC.
COPYRIGHT AND TRADEMARK NOTICES
All content and images used in this website or educational consumer campaigns published by Safe Money Broadcasting, LLC are owned or licensed by Safe Money Broadcasting, LLC only. Unauthorized duplication or use or content or images found on this website or published educational consumer campaigns will be enforced to the fullest extentof the law . All rights reserved Safe Money Broadcasting, LLC. Copyright 2018.
TRADEMARKS
The names of actual companies and products mentioned herein may be the trademarks of their respective owners.
The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization, product, person, or event is intended or should be inferred.
Any rights not expressly granted herein are reserved.
NOTICES AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT
Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement under United States copyright law should be sent to Service Provider’s Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE. See Notice and Procedure for Making Claims of Copyright Infringement.
