Retirement Planner – Rio Rancho, NM

Are you looking for an experienced retirement planner in Rio Rancho or the surrounding areas? Retirement planning is a many-faceted challenge. Your plan has to factor in lots of things, including inflation, taxes, effects of market volatility, and the rising cost of healthcare.

At SafeMoney.com, we have served over 10,000 households in the United States, including people from all walks of life who are retiring from diverse professions. Our independent financial professionals can introduce you to strategies that will help you protect your money, minimize your tax burden, and guarantee a regular income during your retirement years.

Our core team has served more than 10,000 households from all walks of life in the U.S. We serve the communities of Rio Rancho, Albuquerque, Los Lunas, South Valley, Moriarty, Estancia, Belen, and the surrounding areas. Let us show you what an expert team committed to excellence and to caring, personalized service can do for you.

Give us a call at 877.476.9723 to schedule your complimentary retirement goal-setting appointment. You can also request a no-obligation consultation on this page.

Our team will prepare a free retirement report for you, featuring the highest-paying guaranteed lifetime income strategies to meet your personal retirement goals. This report is customized just for you, and your recommendations will be selected from more than 2,400 diverse marketplace options.

A copy of your custom-tailored report will be provided to you for free and a retirement planning expert will answer any questions you may have.

Important Retirement Planning Considerations

Thanks to advances in medical technology and healthcare, those sunset years are frequently stretching out to become decades. These days, it’s all about deciding what kind of lifestyle you want to have during retirement, and how to achieve it.

When you get ready to plan for retirement, it’s advisable to look at least 30-40 years ahead and imagine what you want your life to be like. Here are a few things you can consider:

• What is your current financial situation?
• How do you want to progress financially between now and your retirement?
• Do you have specific goals for your retirement?
• What are some things you can do right now to prepare?
• If you have specific lifestyle goals, how much money will you need to accomplish them?
• Where would you like to live when you retire?
• What stable income will you have once you leave your day job?
• Do you plan to start a second career, work, or volunteer during retirement?
• What will happen with your health insurance when you retire? Will you need to supplement it?
• Do you have a financial plan in place to leave a legacy for your family if something unexpected happens?

It’s good to take time to think these things through and write down the answers now so that you can begin taking steps to build a secure retirement for yourself.

Look at your finances like a five-pointed star. Each point on the star represents an essential component of your financial plan: Investing, Retirement, Taxes, Estate Planning, and Protection.

When you consult a retirement planner professional in Rio Rancho, they can help you figure out how to meet your lifestyle goals during retirement. Working together, you can tackle potential problems before they arise in your plan and have more long-lasting peace of mind.

Finding the Right Retirement Planner in Rio Rancho

The right retirement strategy for you will depend on your situation, but not all financial professionals are equal in what they can do for you. Some financial professionals are more ideal for the accumulation phase of life – when we are busy working and building up our assets.

Retirement is different, though. It’s the stage after the accumulation phase, known as the distribution phase.

During the distribution phase, it’s time to turn all those accumulated assets into a solid, dependable income that can last for decades. This is a difficult thing to do, and you will want to work with a qualified retirement planner who can help you create a dependable income plan for your entire retirement that will stand the test of time. The two of you will work to plan for things like taxes, market fluctuations, inflation, and the rising cost of healthcare.

You have worked hard for many years to build your wealth. You deserve an independent retirement-focused financial professional who understands how to help achieve and maintain your desired retirement lifestyle.

What Should You Look for in a Retirement Planner Firm?

When it’s time to choose a retirement planner, take a look at their credentials and their experience. Ask lots of questions and be sure they take the time to answer you thoroughly.

You may also want to consider things like:

• How long have they been in business?
• Are they an independent shop representing diverse products, or a captive shop beholden to a single company?
• What is their primary expertise? Do they focus on retirement planning or on financial planning in general?
• How do they help educate their clients about important or crucial financial concepts?
• Are they active in their local community?
• Are they featured in any publications, or have they written anything noteworthy?
• Are they a recognized local authority?

Our team at SafeMoney.com works with independent, local financial professionals in Rio Rancho, Albuquerque, Los Lunas, South Valley, Moriarty, Estancia, Belen, and the surrounding areas.

These experienced financial professionals are qualified to create a customized retirement planning report for you at no obligation. Your report will feature multiple top-quality, personalized options to maximize your income during retirement.

What Does A Customized Retirement Planning Report Include?

Your customized retirement planning report will include:

• The amount of income you will receive each year during your retirement
• The amount of lifetime income you will be paid
• Fee disclosures (if any)
• A comparison of different top-rated options

The recommendations in your report are selected from more than 2,400 marketplace products offering guaranteed lifetime income. Your retirement planner will be on hand to help you compare and contrast opportunities as well as answer any questions you have.

Contact us at 877.476.9723 to request a fast initial appointment and a free retirement report with no obligation. Let us put a team behind you which is focused on personalized service, and helping you meet your retirement goals.