Retirement Planning – Los Alamos, NM

Looking for retirement planning in Los Alamos or nearby? A retirement planning guide can help, but it will only take you so far. To successfully retire you will need to do more than just nail down a budget. Figuring out where your retirement income will come from, and making it last as long as needed in all sorts of market conditions, can be difficult.

What does that mean? It’s going for sustainable income during retirement, and determining how to protect that income stream so that it lasts for decades. Then you have to factor in taxes, inflation, market volatility, and projected healthcare costs, which are just a handful of risks to watch out for.

See how we can help you. Through different financial professionals, our core team at SafeMoney.com has helped 10,000+ families with their retirement planning over the years. We provide personalized service to the communities of Los Alamos, White Rock, Espanola, Pojoaque, Santa Fe, Albuquerque, and the surrounding areas.

Our independent financial professionals will introduce you to strategies that protect your money for the long haul. We show you how to enjoy guaranteed retirement income for life and how to minimize your taxes. We can help you create strategies for your other financial needs as well.

Call us at 877.476.9723 and request your free, personalized retirement report. Your report will include lifetime income strategies selected from 2,400+ marketplace options. We will help you create a solid foundation that will support your retirement lifestyle goals.

What About Those Already Retired?

We are here to help you understand your options and answer your questions. There is no cost or obligation to request a goal-setting meeting with one of our experts and get your free report.

It’s pretty fast, too. We can usually answer your questions and create your personalized retirement report in an hour or less. Call us for more financial peace of mind when you are ready.

Retirement Planning Has Changed

Over the last few decades, the concept of retirement has evolved. In the 1950s and 60s, many Americans were able to retire with a pension.

These days, retiring with a pension is turning into a very rare thing. Today, many people are also dependent on their 401(k) plan, IRA, or other accounts during retirement. These are great vehicles, but the actual assets inside of them are what matter for how much retirement income you may receive.

Things to Keep in Mind When Retirement Planning

You may also want to consider creating a longer retirement plan than your parents or grandparents did. Advances in healthcare and technology allow people to live longer, more productive lives than previous generations.

Your retirement plan should cover at least thirty years or more, proactively speaking, so that you don’t run out of money. This is such a frequent blind spot for people that Nobel Prize winner William Sharpe has labeled it, “the nastiest, hardest problem in finance.”

If you’re ready to start working on (or upgrading) your retirement plan, you can also ask yourself these questions:

• How do my finances look right now?
• How much time do I have until I need to retire?
• What financial progress do I need to make before retirement?
• Is there anything I could change today to better prepare for tomorrow?
• What goals do I have for my retirement?
• Do I want to volunteer, start a business, or get a new job during retirement?
• What income will I have, once I leave my regular job?
• What will happen to my family if something happens to me? Do I need to put a legacy plan in place?

These questions are just a place to start. Knowing the answers to them will help you discuss your goals with an experienced financial professional and decide on the next steps.

If you appreciate the prospect of having sustainable, predictable income each month during retirement, explore all of the different options that are available to you. There are many stable ways to offset the risk of other investment assets and generate an ongoing source of money that pays for your preferred lifestyle.

Selecting a Retirement Planner in Los Alamos 

Specifically, you need someone who focuses on the “distribution” phase of life. This is the point in your life where you need to begin living off of what you have saved and invested.

These are the experts who can help you navigate your tax liability as you begin to make withdrawals. They can also provide assistance in ensuring you are taking effective steps to make your money last.

Our SafeMoney.com independent financial professionals were selected because they are qualified to help you navigate your distribution phase with ease and confidence. Our local experts serve the communities of Los Alamos, White Rock, Espanola, Pojoaque, Santa Fe, Albuquerque, and the surrounding areas.

Call us at 877.476.9723 and we will create a personalized retirement report for you and answer any questions you may have about your current retirement plan.

What’s in a Retirement Planning Report?

Your personalized retirement planning report will include:

• Your yearly retirement income
• Your lifetime income amounts
• Any applicable fee disclosures
• Comparisons of top-rated income options

The personalized recommendations featured in your report will be selected from more than 2,400 marketplace options. Your SafeMoney.com partnered local retirement planning expert will also be on hand to answer questions.

Call us at 877.476.9723, and we will put a team in your corner that understands what you need to do to secure your retirement income. We look forward to getting to know you and planning with you.