For example, do you know your options for leaving a survivor benefit to your spouse? What is the cost of leaving a survivor benefit? What happens if your spouse passes away before you do? What are your options for your Thrift Savings Plan and other retirement benefits once you are close to separating from service? How much income can you count on from those hard-earned benefits?

With all the time you have given in federal service, you deserve to know what your options are for your federal benefits and where those choices can lead. To help you make well-informed choices, it helps to have an experienced and independent federal benefits consultant walk you through your options and answer your questions. You can get started by finding a federal retirement planning strategist serving the San Antonio area. At SafeMoney.com, we work with federal benefits-knowledgeable financial professionals serving San Antonio, Boerne, New Braunfels, Seguin, San Marcos, Gonzales, Pleasanton, Hondo, Bandera, and the surrounding areas.

They can help you envision your benefits now and what they will look like at your planned separation of service date. We understand your various options for your federal benefits and the common pitfalls for federal employees with their benefits. Our independent financial professionals can also go over your unique benefits computations, how to get reliable income from your TSP, and how changes in your life can affect your benefits. We can help you with these questions and many more. Usually, we can cover your federal retirement benefits planning questions in an hour or so.

Call us at 877.476.9723, and we will introduce you to a SafeMoney.com independent financial professional for an initial consultation meeting. They will do a comprehensive benefits analysis report for you. This report will help you identify possible gaps in your benefits and ways to cover those gaps now.

A Mandate for Federal Benefits Education for All U.S. Government Employees

When we talk to federal employees about their experiences, they talk about how they haven’t received this education themselves. It shows how there isn’t a consistent, across-agency experience for benefits education, and federal employees from all walks of life are left on their own to figure things out.

It shouldn’t have to be this way for you. You can learn about your federal benefits, different options involved with them, and the various roles that they play in their financial future. Reach out to us when you are ready for guidance with your federal retirement benefits planning. Our SafeMoney.com financial professionals worked with federal government employees nationwide.

We will prepare just for you a personalized federal benefits analysis so that you can envision and shape your future 10, 20, or even 30 years from now. Think of this report as a temperature-take and a financial roadmap no matter where you are in your federal career.

What Can a Federal Retirement Planning Consultant Help You with?

Whether you are part of the CSRS or FERS retirement system will play a large role in what benefits you have. While the vast majority of federal employees are covered by FERS, some long-time employees are grandfathered under CSRS. If you are also in a unique employment situation, such as working for a federal law enforcement agency, your benefits computations and your rules of eligibility for retirement may differ from other employees.

No matter what, talk to our team for personalized guidance and answers on your benefits and individual situation. You can find a lot of information online about your federal benefits, but too much of that information is generic, overwhelming, or in most cases too cookie-cutter. That is hardly a good fit for your personal situation.

You need this benefits information to be customized to you, your family, and your long-term financial goals and federal career. Who wouldn’t want that personalized help from someone who can answer your personal questions about your unique benefits? One of our benefits consultants can show you more about your specific benefits, provide computations for what they look like, and explain ways to maximize them.

When you contact us, you will be connected to a SafeMoney.com financial professional who can answer your toughest questions. You will also receive a free, personal, integrated federal benefits analysis that is customized for you.

What’s In a Personalized Federal Benefits Analysis?

Your SafeMoney.com federal benefits strategist will cover these different aspects of your federal retirement planning picture:

• Calculations of your FERS employee benefits
• Present and future pension calculations
• TSP, FEGLI & Social Security projections
• A reasonable figure for how much income you will have each month
• An understanding of your survivor benefits and life insurance coverage
• Different timing options for you to retire

Your federal employee benefits consultant can answer your questions when you receive your report. They can also cover issues such as military buyback, sick leave, and CSRS offsets.

Get Personalized Guidance with Federal Retirement Planning

The goal of our meeting is about helping you — empowering you with understanding your federal retirement benefits and how everything comes together. Our meetings last about 60 minutes or so, so we can get you all the information you need to make confident, well-informed decisions. You can request your free integrated federal benefits analysis and report by completing the form on this page or calling us at 877.476.9723.

Once we have connected with you, we will put you in touch with a SafeMoney.com independent federal retirement planning consultant. In the San Antonio metro area, our team serves San Antonio, Boerne, New Braunfels, Seguin, San Marcos, Gonzales, Pleasanton, Hondo, Bandera, and the surrounding communities.

For years, our SafeMoney.com team has helped tens of thousands of households learn and plan for a successful retirement. If you are looking to make the most of your benefits for you and family, contact us today to assist you. Our team will show you how personalized service can make a world of difference in your retirement strategy!

The post Federal Retirement Planning – San Antonio, TX first appeared on SafeMoney.com.

The post Federal Retirement Planning – San Antonio, TX appeared first on SafeMoney.com.

Making well-informed choices starts with understanding your options, but it may be hard to understand how these options may apply to your situation. For example, do you know how much it would cost to leave a survivor benefit to your spouse if you passed away? And what if your spouse passes first—what would happen to the money?

For every choice you have to make, you must understand the results that may flow from that choice and from other options that you might have. When you close one door, how does that decision influence all your other potential choices? One pathway to avoid mistakes in making your benefits choices is to work with an experienced, independent federal benefits consultant. Look for someone who is thoroughly conversant with and can explain your federal benefits to you.

You can start by searching for a federal retirement planning expert in Dallas or another nearby city. Don’t settle until you find someone active in your community who is open to answering your questions. At SafeMoney.com, we proudly serve Dallas, Farmers Branch, Carrollton, Richardson, Plano, Garland, Mesquite, Desoto, Duncanville, Cedar Hill, Arlington, Fort Worth, North Richland Hills, Keller, Grapevine, Southlake, Roanoke, Flower Mound, Lewisville, and the surrounding areas.

If you have questions about what your benefits currently look like and what they will look like at separation of service, retirement options, common benefits mistakes, the cost of a survivor benefit, generating reliable income from your TSP, and how life changes may impact your benefits, we can help. We typical cover all federal retirement benefits planning questions in roughly an hour-long meeting or so.

Give us a call at 877.476.9723, and we will connect you to a SafeMoney.com independent financial professional. They will run a comprehensive federal benefits analysis report for you so that you can identify gaps in your benefits and discover ways to cover them. Both the report and the initial meeting are free, so you can walk out with a better understanding of your options regarding federal benefits. Contact us today to schedule your free benefits walkthrough.

The Mandate for Ongoing Benefits Education for Federal Employees

Your benefits affect not only you personally, but also the financial well-being of your family. This widespread lack of knowledge of U.S. Government employees about their hard-earned benefits is unacceptable. You deserve to understand your benefits, different options, and how various life changes may affect things.

When you are ready for help with your federal retirement planning, contact us. Our SafeMoney.com financial professionals have been privileged to serve many U.S. Government employees around the United States. Your personal federal retirement planning guide will answer any questions you may have and provide you with a free, personalized federal benefits analysis so that you can plan out your future ten, twenty, or even thirty years from now, regardless of where you are at in your career.

What Can a Federal Retirement Planning Consultant Do for You?

The federal employee benefits that you have earned will depend on the retirement system to which you belong: CSRS or FERS. Most federal employees (90+%) are covered by FERS, but some long-time federal government employees belong to CSRS.

If you are in a unique employment situation within the federal Government, such as a law-enforcement role, you may have a unique benefits situation. Come talk with us, and we will help you navigate any individual situation.

Whether you are a new career hire or a long-time GS/GM-level employee, searching for information on your federal employee benefits may have been a hassle of an experience. There is a ton of information online, but it can be contradictory and all over the place. What’s more, much of that information is cookie-cutter or one-size-fits-all—hardly a good fit for individual or unique conditions.

You need benefits information that is customized to you so that you can make well-informed financial decisions for yourself and your family. Instead of settling for generic, across-the-board guidance that may or may not suit your needs, why not work directly with someone who can
answer your individualized questions about your benefits? We can show you more about your specific benefits, provide computations for what they should look like both now and in the future, and explain how you can maximize your benefits to their fullest potential.

When you contact us, we will connect you with a SafeMoney financial professional who can answer your hardest questions and more. They will also provide you with a free, personal, integrated federal benefits analysis.

What’s In a Personalized Federal Benefits Analysis?

The following aspects of your federal retirement planning picture will be covered:

• Computations for your federal employee benefits
• Present and future pension calculations
• TSP, FEGLI & Social security projections, and others
• How much money you will have each month when you retire
• Survivor benefits, and life coverage information
• Different timing options for you to retire based on your benefits and income

Your federal employee benefits consultant will be able to answer your questions about your report. They can also answer questions on topics such as military buyback, sick leave, and CSRS offsets.

Get Clarity on Your Federal Retirement Planning Questions Now!

Our mission at SafeMoney.com is to help you understand your federal retirement benefits and how everything fits together. In as little as thirty minutes to an hour, we can provide you with everything you need to make well-informed decisions about your hard-earned benefits. You can request your free integrated federal benefits analysis and report via the form below, or by phone at 877.476.9723, and we will connect you to a SafeMoney.com independent federal retirement planner serving Dallas, TX and its surrounding areas.

For years, our SafeMoney.com team has helped thousands of families learn and plan for a successful retirement. If you are seeking an explanation of different options for your benefits and financial future, please feel free to reach out at any point.

Give us a call, and we will show you how personalized service can make a difference to your retirement strategy. We look forward to serving you!

The post Federal Retirement Planning – Dallas, TX first appeared on SafeMoney.com.

The post Federal Retirement Planning – Dallas, TX appeared first on SafeMoney.com.

For one, it depends on which retirement system to which you belong. Most federal employees are part of the Federal Employees’ Retirement System (FERS). On the other hand, some long-time federal government employees are grandfathered under the Civil Service Retirement System (CSRS).

No matter which system covers you, in order to make good choices about your federal benefits, you have to start by understanding what those choices are. That can be daunting, when you are confronted with all the various choices and corresponding decisions facing you and even more challenging, discovering how making one choice can impact your other choices or your situation overall.

For example, do you want to leave a survivor’s benefit for your spouse? What happens if your spouse dies before you do? Who – if anyone – get the money dedicated to the survivor’s benefit under those circumstances? How much income will you receive in retirement from your pension and, if applicable, from Social Security as well as other benefits?

For every choice you face, you need to understand what consequences may result from different scenarios and choices. When you open or close one door, what is the impact on all of your other potential choices? One way to gain that understanding and avoid mistakes is to work with an independent, experienced federal retirement planning consultant who can explain your federal benefits to you.

Start by looking for a federal retirement planning consultant in Arlington or other parts of Dallas-Fort Worth. You will want to someone who actively serves your community and is happy to answer your questions.

At SafeMoney.com, we work with independent federal benefits experts serving Arlington, North Richland Hills, Pantego, Bedford, Euless, Hurst, Irving, Grand Prairie, Dallas, Duncanville, Cedar Hill, Mansfield, Kennedale, Forest Hill, Crowley, Fort Worth, White Settlement, and many other locations in the Dallas-Fort Worth Metroplex.

If you want someone who can and will answer your questions about what your benefits look like today and what they will look like when you separate from service, our SafeMoney.com financial professionals can help. We understand the full range of your options for retirement and the typical mistakes that so many make, as well as how to avoid those mistakes. Our independent experts can also help you with your technical questions such as the potential cost of a survivor benefit, ways to generate additional reliable income from your TSP, and how life changes can affect your benefits. We can help you with these questions and many more. Usually, we will cover your initial federal retirement benefits planning questions in an hour or so.

Call us at 877.476.9723, and we will introduce you to a SafeMoney.com independent financial professional for your initial consultation. They will do a comprehensive federal benefits analysis report for you. This report can help you identify gaps in your benefits and suggest ways to cover those gaps. Both the report and the meeting are free and without obligation to you. You can expect to leave your meeting with a better understanding of what is available from your federal benefits and the best options for you. Contact us today to request your benefits session.

All Federal Employees Must Receive Mandatory Benefits Education

There isn’t an across-the-board system across agencies for training federal employees for and about their retirement benefits. Think back to what happened when you tried to get your retirement training. Perhaps you got a hurried, canned HR-type orientation and were given an 800 number (cue long hold periods) to call with your many and inevitable questions. Perhaps you got a link to a PowerPoint presentation that someone in your office provided. No matter what you received, it probably wasn’t terribly helpful.

Your federal benefits represent and protect your future. They affect your long-term financial well-being and that of your family and, of course, you personally. The current across-the-board lack of understanding by U.S. Government employees about their hard-earned benefits isn’t acceptable or wise. You need to understand your benefits, your different options, and how various life changes and other situations can affect your potential benefits. This is essential to your financial future.

Contact us when you get ready for help with your federal retirement benefits planning. Our SafeMoney.com financial professionals have worked with hundreds of U.S. Government employees throughout the United States. We will prepare a federal retirement planning guide just for you that will answer your initial questions. We will also give you a free, personalized federal benefits analysis that will let you envision and shape your future for up to decades into the future, no matter where you are in your federal career.

How Can a Federal Retirement Planning Consultant Assist You?

The kinds of federal employee benefits you have earned depend, to start with, on your respective retirement system: CSRS or FERS. The great majority of today’s federal employees (well over 90%) participate in FERS, but some long-term federal government employees still belong to CSRS.

Some limited federal government roles, such as certain law-enforcement positions, may also have unique ways in how their benefits are computed or when they can access their benefits. We also have advisors who can help you in these situations.

Whether you are a brand new federal hire or senior GS/GM-level employee, finding useful information on your federal benefits has probably been a challenging experience. Tons of information is available online, but its helpfulness can be all over the place.

What’s more, as with all federal government documents, the information you do find may be written in classic legalese and therefore challenging to understand. Further, since it’s aimed at the board market, it’s probably one-size-fits-all — hardly a helpful answer to your personal retirement questions.

You need benefits information customized to your situation so you can make well-informed and beneficial financial decisions for your and your family’s future. Instead of settling for some boilerplate, good-for-everyone guidance that isn’t focused on you and was written for lawyers and accountants to read, consider working with someone who can, in fact, answer your specific benefits questions.

A SafeMoney.com financial professional can lead you through your available benefits choices and provide you with focused calculations showing what they look like now and in the future. They will also demonstrate ways you may be able to maximize those potential benefits.

When you contact our team, we will connect you with someone who can answer your most challenging federal benefits questions and more. They will also provide you with your free, no-obligation personal, integrated federal benefits analysis.

What’s In a Personalized Federal Benefits Analysis?

Your SafeMoney.com federal benefits consultant will cover these different aspects of your federal retirement planning picture:

• Calculations of your federal employee benefits payouts
• Present and future pension benefit computations
• TSP, FEGLI & Social Security projections and how they combine
• A reasonable figure for how much income you will see each month after you retire
• An explanation of your survivor benefits and your life insurance coverage information
• Different timing options for when you might retire based on your current benefits and income, and their impact on your future

Your SafeMoney.com federal employee benefits consultant can answer your questions you have after you review report. They can also answer questions about military buyback, sick leave, and CSRS offsets.

Get Answers to Your Federal Retirement Planning Questions Now!

Our primary mission at SafeMoney.com is to help you gain a solid understanding of your federal retirement benefits and how everything works together. We can get you all the information you need to make well-informed decisions about your hard-earned benefits in as little as an hour or so. All at no cost and with no obligation to you.

You can request your free integrated federal benefits analysis and report via the form on this page or by phone. Call us today at 877.476.9723, and we will bring you together with a SafeMoney.com independent federal retirement planner serving Arlington and other parts of the Dallas-Fort Worth Metroplex.

Over our many years in business, the SafeMoney.com team has guided thousands of households toward a successful retirement. If you are looking for some illumination of complex options for your benefits and your financial future, please contact us at any time.

Give us SafeMoney.com call. We will show you ways that our personalized service can make a significant difference in your retirement planning. Let us begin serving you!

The post Federal Retirement Planning – Arlington, TX first appeared on SafeMoney.com.

The post Federal Retirement Planning – Arlington, TX appeared first on SafeMoney.com.

You deserve to know what different situations may entail. To that end, it pays to work with an independent and experienced federal retirement planning consultant who can explain your federal benefits to you. Start by searching for a federal retirement planning expert in Fort Worth or nearby. Find someone active in your community and open to answering your questions. At SafeMoney.com, we work with independent federal benefits experts serving Fort Worth, Saginaw, Haltom City, North Richland Hills, Hurst, Bedford, Euless, Colleyville, Arlington, Kennedale, Mansfield, Forest Hill, Crowley, Benbrook, White Settlement, Weatherford, and the surrounding areas.

If you have questions about what your benefits will look like now and at separation of service, your options for retirement, common benefits mistakes, and technical questions such as the cost of a survivor benefit, generating reliable income from your TSP, how life changes impact your benefits, and so on, we can help. We can usually cover all your federal retirement benefits planning questions in an hour or so.

Give us a call at 877.476.9723, and we will connect you to a SafeMoney.com independent financial strategist. They will run a comprehensive federal benefits analysis report for you, where you can identify gaps in your benefits and ways to cover them. Both the report and the meeting are free. You will walk out with a better understanding of your federal benefits and what different options can look like. Contact us today to request your benefits walkthrough.

A Mandate for Federal Benefits Education for All Federal Employees

There is no standardized system that is set for the U.S. Government to educate its employees. What was your personal experience? Perhaps you went through a hurried orientation presentation and were given an 800 number (with long waits) to call if you had any questions.

Your benefits affect the financial well-being of your family, not to mention you personally. This widespread lack of knowledge of U.S. Government employees about their hard-earned benefits isn’t acceptable. You more than deserve to understand your benefits, different options, and how various life changes as well as other situations may affect things.

When you are ready for help with your federal retirement planning, contact us. Our SafeMoney.com financial professionals have been privileged to serve many U.S. Government employees around the United States. Your federal retirement planning guide will answer your questions and provide you with a free, personalized federal benefits analysis so that you can envision your future 10, 20, or even 30 years from now (depending on where you are in your career).

What Can a Federal Retirement Planning Consultant Do for You?

The federal employee benefits that you have earned will depend on the retirement system to which you belong: CSRS or FERS. Most federal employees (90+%) are covered by FERS, but some long-time federal government employees belong to CSRS.

If you are in a unique employment situation with the federal Government, such as in a law-enforcement role of some sort, you may have unique benefits, or your benefits may be computed in a unique way. Talk to us for help with your individual situation.

Whether you are a new career hire or a long-time GS/GM-level employee, searching for information on your federal employee benefits may have been a hassle of an experience. Lots of information is available online, but it can be all over the place. What’s more, much of that information is cookie-cutter or one-size-fits-all — hardly a good fit for your personal conditions.

You need this benefits information customized to you so you can make well-informed financial decisions for you and your family. Instead of settling for generic, across-the-board guidance that isn’t about you, why not work with someone who can answer your specific questions about your benefits? They can show you more about your specific benefits, provide computations for what they look like now and in the future, and explain your options to maximize those benefits.

When you contact us, we will connect you with a SafeMoney financial professional who can answer your toughest questions and more. They will also provide you with a free, personal, integrated federal benefits analysis.

What’s In a Federal Benefits Analysis?

Your federal benefits analysis will an integrated walkthrough of all your benefits, including your pension, life insurance coverage, surviving spouse benefit options, retirement investment plan, and how everything ties together.

These different aspects of your federal retirement planning picture will be covered:

• Computations for your federal employee benefits
• Present and future pension calculations
• TSP, FEGLI & Social security projections, among others
• How much money you will have each month when you retire
• Survivor benefits, and life coverage information
• Different timing options for you to retire based on your benefits and income

Your federal employee benefits consultant will be able to answer your questions about your report. They can also answer questions on topics like military buyback, sick leave, and CSRS offsets.

Get Some Clarity on Your Benefits and Answer Your Federal Retirement Planning Questions Today!

You can request your free integrated federal benefits analysis and report via the form on this page, or by phone. Call us at 877.476.9723 and we will connect you to a SafeMoney.com independent federal retirement planner serving the Dallas-Fort Worth Metroplex.

Over the years our SafeMoney.com team has helped tens of thousands of households learn and plan for a successful retirement. If you are looking for an explanation of different options for your benefits and financial future, please feel free to reach out at any point.

Give us a call, and we will show you how personalized service can make a difference to your retirement strategy. We look forward to serving you!

The post Federal Retirement Planning – Fort Worth, TX first appeared on SafeMoney.com.

The post Federal Retirement Planning – Fort Worth, TX appeared first on SafeMoney.com.

It needs to cover your income from the day you retire onward, which many people are finding could be as long as one-third of their lifetime. You will probably also want to include a legacy plan to care for your family if something unexpected happens.

It’s difficult to put all of these things together successfully. That is where our SafeMoney.com partnered financial professionals. We know how to create secure retirement income that lasts for decades. Our team proudly serves the communities of Fort Worth, Saginaw, Haltom City, North Richland Hills, Hurst, Bedford, Euless, Colleyville, Arlington, Kennedale, Mansfield, Forest Hill, Crowley, Benbrook, White Settlement, Weatherford, and the surrounding areas.

There are so many different options, taxes, laws, and issues to be aware of that independent, experienced guidance can help make a difference. At SafeMoney.com, we have helped 10,000+ households nationwide successfully plan out their retirement income and financial future.

SafeMoney.com has been highlighted on major news outlets including Fox News, CNN, CNBC, U.S. News Money, and more, reaching over 84 million households across the US.

Call us at 877.476.9723. We will connect you to a financial professional, who will create a personalized retirement planning report for you. Your report will include guaranteed lifetime income strategies pulled from more than 2,400+ marketplace options. Your results are completely personalized to suit your goals, and you will receive a copy of your report for free.

Questions to Think About for Retirement Planning

Before you talk to a financial advisor or independent agent about your situation, you might want to consider how you will answer questions like these:

• When do you want to retire?
• Do you have any retirement income lined up?
• Is your retirement income guaranteed?
• Do you think it will be enough?
• What kind of lifestyle do you want to have in retirement? Do you want to travel? Start a second career? Volunteer?
• Do you need to put a legacy plan in place?
• What happens to your healthcare when you retire? Will you need to purchase a supplement?
• How much money will you need each year to comfortably retire?

It’s okay if you don’t have answers to all of these questions. They are just a launching pad for discussion when you talk to your financial advisor about your retirement planning goals and needs.

Vetting Points to Ask Your Retirement Financial Professional

There are also some questions that you can use to find the right financial professional or advisor for your situation. It’s good to work with someone who is willing to take the time to answer all of these questions for you.

Consider asking your prospective financial professional about these areas of their business:

• Do you specialize particularly in retirement, including income planning and distributions?
• How long have you been in business?
• How long have you spent in financial services and retirement planning?
• Can you show me some client testimonials or other indicators of your clients’ experiences?
• Have you written any relevant publications or contributed any financial pieces?
• Are you considered an authority in this field?
• What can I expect from you if we did work together? How often would we meet?

You can also confirm with them about whether they are a captive or independent business. Captive professionals sign on with a single company and can generally represent only that company’s products. Independent professionals aren’t tied to just one company and can shop around many companies for offerings that fit your solution.

All of our SafeMoney.com financial professionals are independent. When they generate your personalized retirement report, they will use software that reviews all of the top-rated options from 2,400+ product options in the marketplace as a whole. Then they create your unique report results and answer questions as you look everything over. You get to freely compare guaranteed income options with no obligation to buy anything at all.

What’s in the Custom Retirement Report?

We will start by asking you a few essential questions. Then we will generate your personalized retirement planning report based on your answers. Your report is tailor-made for you and will include information like:

• Selected retirement income strategies
• Side-by-side lifetime income strategy comparisons
• Your yearly income
• Your lifetime income numbers
• Fees associated with each option (if any)

Our SafeMoney.com core team has been serving people & financial professionals since 2006. Each year, tens of thousands of people visit SafeMoney.com for our trusted financial and retirement education. We are here to help you set up a workable, secure retirement plan that will guarantee your income and help you meet your ultimate retirement goals.

We proudly serve Fort Worth, Saginaw, Haltom City, North Richland Hills, Hurst, Bedford, Euless, Colleyville, Arlington, Kennedale, Mansfield, Forest Hill, Crowley, Benbrook, White Settlement, Weatherford, and the surrounding areas.

Fill out the form here, or call us at 877.476.9723. We look forward to getting to know you, learning about your situation, and seeing how we can help you reach your goals.

The post Retirement Planning – Fort Worth, TX first appeared on SafeMoney.com.

The post Retirement Planning – Fort Worth, TX appeared first on SafeMoney.com.

For one, you will want to have more than enough income once you leave your job. Then you have to figure out how to protect that income from market volatility, last in the face of inflation and other financially-draining risks, and understand how your taxes work. That is really just scratching the surface as well. Things get even more complex when you consider the wide variety of financial options available.

When you are ready to sort through your personal ‘what-ifs’ and set up a comfortable retirement future, see what personalized, independent guidance can do for you. At SafeMoney.com, our core team has served 10,000+ households in securing their financial future and reaching more peace of mind. You are welcome to discuss your situation with our independent financial professional and request a no-obligation meeting to see how we can assist you.

We do this by partnering with select, independent financial professionals across the United States. We serve Grand Prairie, Euless, Bedford, Irving, Dallas, Highland Park, Mesquite, Desoto, Duncanville, Cedar Hill, Midlothian, Mansfield, Arlington, and the surrounding areas.

Give us a call at 877.476.9723 or contact us on this page. Our team will reach out to you and connect you with an experienced, friendly financial professional who will take a look at your situation and generate a complimentary retirement report for you. Your report will include secure, contractually guaranteed retirement income strategies selected from 2,400+ marketplace options.

A copy of your report will be provided to you at no charge, and your financial professional will answer any questions you have.

Things to Think About When Retirement Planning

• What kind of lifestyle do you hope to have when you retire?
• What will your cost of living be?
• How do your finances look right now?
• Is there anything you need to change to meet your goals?
• How much money do you have saved?

To be on the safe side, it’s good to create a retirement plan which lasts at least 30 years. Advances in healthcare and medical technology could mean that your retirement lasts decades longer than you might expect it to.

This has been called “the nastiest, hardest problem in finance” by Nobel Prize-winning financial expert William Sharpe. If you would like to explore different options for lifetime income and secure retirement strategies, give us a call.

How to Choose an Experienced Retirement Planning Strategist

There is no shortage of retirement planning resources and would-be financial professionals on the internet. Make sure that you are doing your due diligence and selecting someone who has a history of successful service.

Here are some questions you can ask to any prospective retirement planning professional:

• How many years have you been in business?
• Are you an authority in your field?
• Do you have any publications I can see?
• Do you have any client testimonials I can read?
• How do you educate your clients?
• Are you active in the local community? How?

Be sure to confirm whether you are working with an independent or captive financial professional and not a captive one. Captive professionals work for a single company and often have sales quotas they have to meet. They can generally only show you products from their parent corporation, and those might not be the best options for your situation.

Independent professionals are the reverse. They work for you, and they don’t have quotas. Instead of a single company’s product line, they can show you high-quality options from multiple companies on the market. At SafeMoney.com, we work with only independent financial professionals. This is done to ensure you receive the highest level of customer service and accessibility.

For your convenience, our team serves the communities of Grand Prairie, Euless, Bedford, Irving, Dallas, Highland Park, Mesquite, Desoto, Duncanville, Cedar Hill, Midlothian, Mansfield, Arlington, and the surrounding areas.

Your SafeMoney.com financial professional can offer you a free, personalized retirement planning report to get you started.

What’s in the Custom Retirement Report?

Your custom retirement report will always include a comparison of top-rated marketplace options along with the yearly and lifetime income you will receive. It includes fee disclosures (if there are any). We can usually create this custom report and answer your questions in as little as an hour or so.

To get your own SafeMoney.com financial professional and your complimentary retirement report, you can give us a call at 877.476.9723, or fill out the form on this page. We look forward to learning more about your retirement goals.

The post Retirement Planning – Grand Prairie, TX first appeared on SafeMoney.com.

The post Retirement Planning – Grand Prairie, TX appeared first on SafeMoney.com.

Retirement income planning is a specialized service. It’s not one that every financial professional is truly skilled at. Over the years, our independent financial professionals at SafeMoney.com have helped 10,000+ households across the United States successfully plan for their retirement. SafeMoney.com has appeared on major news outlets including CNBC, U.S. News Money, MSNBC, CNN, Fox Business, and more – reaching 84+ million households nationwide.

Our retirement income planning professionals work hard to provide you with customized solutions, excellent service, and strong financial education. People come to us to learn about their options for generating guaranteed lifetime income in retirement, and we are a noted resource for free financial education.

When you talk to one of our retirement strategists, they will create a custom-tailored retirement report for you. Your results are based on your unique financial situation and your retirement goals. Every report also includes a selection of guaranteed income strategies that have been chosen from more than 2,400 marketplace offerings.

Call us at 877.476.9723, and we will develop your custom retirement report. It normally takes less than an hour and you will receive a complimentary, full copy of your results.

Questions to Ask for Your Income Planning Success

• How long do you have until retirement? It’s OK if you don’t know the exact date (we can help with that) but go ahead and ballpark it.
• Are you already saving and investing for your retirement?
• How much income will you need for your retirement lifestyle?
• Will you have regular income during retirement? Will it be enough?
• How much risk are you willing to accept with your investments?
• How much liquidity do you need?
• What happens with your insurance when you retire? Will you need to supplement it?
• Do you have a legacy plan? Some guaranteed income strategies allow payments to continue even after you pass away.
• Have you thought about long-term care or assisted living into your retirement plan?
• Will you travel during retirement? How about starting a new career, or volunteering?
• How much money will you need each month to live the lifestyle you want?
• How many years should your retirement plan be? (Hint: 30-40 years is an effective guideline with lengthening lifespans)

You probably don’t have all of the answers to these questions nailed down, but that is okay. This just gives you a place to start when you talk to your retirement income planner. You can work together to set concrete goals and develop a roadmap to get there.

Reach out to us, and we will see how we can help you answer these questions and explore your options. We will help you find different solutions for guaranteed income, protection, growth, long-term care, legacy wishes, and other financial needs.

Locating the Right Retirement Income Planning Strategist for You

If you are looking for retirement income planning guidance now, it’s good to make sure that you have the right financial professional to assist you. Here are some questions to ask any prospective financial advisor or agent:

• How many years have you been in business?
• How many customers do you have?
• Do you have any references or testimonials I can see?
• Do you have the necessary credentials?
• Are you an expert? Do you have any publications?
• Are you an independent professional, or a captive one?

Captive professionals work for a single, parent company. Oftentimes they can only show you products from their company, even if those products might not be the best match for you.

Independent professionals are often in a stronger position for their clients. They are able to discuss all of the options in the marketplace, instead of just a few. Working with an independent professional gives you a vastly wider selection of strategies than you would have had otherwise.

Your SafeMoney.com personalized retirement report will contain guaranteed income strategies that were selected using software drawn from 2,400+ possible options. It also includes easy ways to compare and contrast them so you can see what might be a good fit for you.

All of our retirement income planning strategists are independent. They are here to answer your retirement questions and help you create a successful retirement income plan.

In your first meeting, at no obligation to you, they will get to know you and ask about your retirement goals. Then they will use your answers to create a personalized retirement report for you.

What’s Included in the Personalized Retirement Report?

• Yearly income numbers
• Lifetime income projections
• Disclosures of fees (if there are any)
• Comparisons of selected guaranteed income options.

Come see us if you need retirement help and are in Fort Worth, Saginaw, Haltom City, North Richland Hills, Hurst, Bedford, Euless, Colleyville, Arlington, Kennedale, Mansfield, Forest Hill, Crowley, Benbrook, White Settlement, Weatherford, or the surrounding areas.

You can request your free retirement report when you call us at 877.476.9723. We look forward to helping you achieve your retirement income planning goals. 

The post Retirement Income Planning – Fort Worth, TX first appeared on SafeMoney.com.

The post Retirement Income Planning – Fort Worth, TX appeared first on SafeMoney.com.

Our core team at SafeMoney.com, in conjunction with our national network of financial professionals, serves the communities of Irving, Euless, Bedford, Grapevine, Farmers Branch, Carrollton, Addison, Richardson, Dallas, Cockrell Hill, Desoto, Cedar Hill, Duncanville, Grand Prairie, and the surrounding areas.

SafeMoney.com has been featured on many major media channels including MSNBC, CNBC, Fox News, U.S. News Money, and others. Over the last decade, we have helped more than 10,000+ households nationwide reach their financial goals. We are very proud of the level of personalized customer service that we offer to Texas residents and elsewhere.

If you want to find out how we can help you find answers and peace of mind for your retirement planning, give us a call at 877.476.9723. The first thing we will do is ask you a few questions and create a customized retirement report for you.

The report is free, and it will provide you with a retirement roadmap. You can use this to fine-tune your plans and discover guaranteed lifetime income options that help secure your retirement plan.

Important Retirement Planning Considerations

• At what age do you hope to retire?
• How much have you saved for retirement?
• How much income will you need once you retire?
• What kind of lifestyle do you want to have when you retire?
• Is your family taken care of if something happens to you?
• What will your monthly budget look like?

You will also need to make sure that you are creating a sound, secure retirement plan that lasts for several decades. Thanks to major advances in healthcare and technology, seniors are living longer, more vibrant lives than ever before. You may want to start a second career, travel, or volunteer.

For peace of mind and long-term confidence, explore your options to lock in a retirement plan that will go the distance. It should include legacy planning, healthcare, and long-term care contingencies. Ask your retirement planner about compensating for inflation, market volatility, and tax requirements.

Selecting the Right Retirement Planning Firm in Irving, TX

When it’s time to decide on a financial professional for your retirement planning needs, you want to take the time to vet them thoroughly. Consider asking them questions like:

• How long have you been in business?
• Do you specialize in retirement or some other financial area?
• Can I see some of your client testimonials?
• Are you considered an expert in the field?
• Do you have any publications I can take a look at?
• Are you active in this community?
• How long have you lived and worked here?
• Are you independent, or captive?

Captive financial professionals are employed directly with a parent company. They often can only show you that company’s products – whether those products really match what you need or not. They usually have sales quotas and might use pressured sales tactics to get your buy-in.

Independent financial professionals tend to have a business model that is more optimal to the needs of clients instead. All of our SafeMoney.com retirement planning strategists are independent.

When you call to get your customized retirement report, it will include strategies that were selected from the whole marketplace, not just a single company. You will be able to learn about 2,400+ lifetime income options and explore high-quality ones to see if they meet your needs.

A copy of your report will be provided to you for free, and your local financial professional will answer any questions you have about your results.

What’s in the Custom Retirement Report?

You will also see any fee disclosures, lifetime income amounts, yearly income amounts, and more. When you call, it usually takes as little as thirty to sixty minutes to get connected with an expert and get things going. You will come away with a greater understanding of how you can have sustainable, ongoing income in retirement, and you can contact your financial professional at any time with questions.

When you are ready, give us a call at 877.476.9723, or fill out the form on this page. We are excited to show you how a team dedicated to customer service can help you prepare for the future and secure your retirement finances.

The post Retirement Planning – Irving, TX first appeared on SafeMoney.com.

The post Retirement Planning – Irving, TX appeared first on SafeMoney.com.

Here at SafeMoney.com, we work with retirement planning experts who are independent of any big financial companies, responsive, and experienced. In this way, we are able to offer you a superior level of customer service and personalization. Our team at SafeMoney.com proudly serves Mansfield, Arlington, Kennedale, Crowley, Pantego, North Richland Hills, Bedford, Euless, Hurst, Irving, Grand Prairie, Dallas, Duncanville, Cedar Hill, Fort Worth, Forest Hill, and our surrounding local communities.

If you have questions about retirement and would like to talk to someone who can help take the stress out of creating an actionable retirement plan, give us a call. Our number is 877.476.9723.

When you call, feel free to request a complimentary goal-discovery session with one of our retirement financial professionals and discuss your situation at no obligation. They will also generate a free retirement report, which you can use as a blueprint to finalize your retirement plans.

Your retirement report will include specific lifetime income strategies selected from 2,400+ marketplace options. You can talk to your retirement expert and ask them questions about any of these options, as well as all your general retirement questions.

Simplifying Your Retirement Planning Process

Thanks to current advances in healthcare and medical technology, seniors are living longer, more active lives than ever before. This is wonderful news, but it also means that you need to extend your retirement plans out long enough to cover several decades’ worth of reliable, ongoing income.

You will also need to consider what kind of lifestyle you hope to have in retirement. Do you plan to move? Are you excited to travel? What other goals do you have for your retirement?

You may also want to think about things like:

• Will you begin a second career, volunteer, or start a business?
• Once you retire, will you have enough income? Where will it come from?
• Will you have the same health insurance during retirement, or will it be different? Will you need to purchase a supplemental plan?
• Do you have a solid legacy plan in place in the event that something happened to you?

Your retirement planning strategist can help you analyze each of these questions and incorporate your responses into your personalized financial plan.

How to Choose a Retirement Planning Firm in Mansfield

The first, most important thing you need to do is check to be sure they have the necessary credentials and experience. Once you have vetted their credentials, you will also want to ask them some of these questions:

• Are you an independent, or a captive professional? (Captive professionals can only offer you solutions provided by the company they work for. Independent reps can pick and choose from all financial options on the market to find what works well for you.)
• Do you specialize in retirement? Make sure you are talking to someone who concentrates on the distribution phase of your life (turning your assets into stable, reliable income streams). Some advisors are more geared toward the accumulation phase, when you are working, saving, and investing for the future.
• How long have you been working as a retirement advisor?
• How many clients have you helped?
• Do you have any testimonials from your clients I can review?
• Do you have any educational materials that I can use?
• Are you active in our local community? How do you give back?

At SafeMoney.com, we work with independent, service-focused retirement planning experts. Our trusted agents and advisors provide services to the communities of Mansfield, Arlington, Kennedale, Crowley, Pantego, North Richland Hills, Bedford, Euless, Hurst, Irving, Grand Prairie, Dallas, Duncanville, Cedar Hill, Fort Worth, Forest Hill, and the surrounding areas.

Call us at 877.476.9723 and we will introduce you to someone who is standing by to answer your retirement questions. They will also be the ones to create your retirement report based on your specific financial goals and information.

The report and meeting are complimentary, and there is no obligation. Our hope is that this free consultation and retirement report will help you gain clarity in your retirement planning and simplify the process for you.

What Will My Retirement Report Include?

Your retirement report is customized to your specific financial situation, so the exact details will depend on the information you provide. However, every retirement report includes all of the following things:

• The amount of income you will have each year when you are retired
• The dollar amount of lifetime income you will receive
• Any applicable fee disclosures (if fees are assessed)
• Easy to use comparisons of guaranteed income options to secure your retirement.

Your retirement planning expert will provide you with a complete copy of your report and will be there to answer any questions you have about your results.

Our SafeMoney.com team of independent experts has helped 10,000+ households prepare for retirement. We have made personalized customer service one of our primary goals, and it shows in the happiness of our clients and the financial professionals serving them.

SafeMoney.com has appeared in many major media outlets including MSNBC, Fox Business, CNBC, CNN, US News Money, and more. We have reached more than 84 million households nationwide and have become a trusted resource for financial and retirement information.

Let our team of experts show you how you can diversify your portfolio with guarantees, providing peace of mind and confidence in the future. Give us a call at 877.476.9723. We look forward to serving you. 

The post Retirement Planning – Mansfield, TX first appeared on SafeMoney.com.

The post Retirement Planning – Mansfield, TX appeared first on SafeMoney.com.

Make sure you find a financial professional who is experienced and knowledgeable to help you ‘future-proof’ your retirement plan. After all, you work hard, and you should definitely wind up with more than just hopes and dreams for the next life stretch.

At SafeMoney.com our financial experts serve folks from all walks of life, living in all 50 states. Our core team has 85+ years of combined experience, and we have helped 10,000+ households nationwide successfully wrangle their financial plans and guarantee their income during retirement.

We serve the communities of Arlington, North Richland Hills, Pantego, Bedford, Euless, Hurst, Irving, Grand Prairie, Dallas, Duncanville, Cedar Hill, Mansfield, Kennedale, Forest Hill, Crowley, Fort Worth, White Settlement, and many more locations nationwide.

If you have some questions about your retirement, call our toll-free line at 877.476.9723. We can set up an initial appointment or phone meeting for you with an independent retirement planning strategist. They will take a look at your individual financial situation and make specific recommendations. You will receive a complimentary, customized retirement report.

Important Next Steps in Retirement Planning

You may also want to answer the following questions as you begin your retirement planning:

• What kind of shape are your finances in right now?
• Do you have any current contributions to a retirement fund?
• How much do you have in savings? What is the interest rate?
• How much money per month do you think you will need when you retire?
• Will you have travel expenses? Have you considered moving and retiring overseas?
• Will you need to obtain additional healthcare or insurance supplements during retirement?
• Are there any ways to trim your current monthly budget so you can save more for retirement?
• Do you have your end-of-life/legacy plan set up to provide for your family if something happens?

Make sure that your retirement plan covers each of the five essential areas: Retirement, Investments, Taxes, Protection, and Estate Planning.

Our SafeMoney.com retirement planning experts will be happy to answer any questions you have about how to guarantee your retirement income and secure your legacy. Call us at 877.476.9723 and request your no-obligation personalized retirement report.

Your custom retirement report will feature a comparison of top-rated lifetime income strategies best suited to meet your retirement goals. Our experts select these strategies from among 2,400+ marketplace options. The report will contain clear comparisons of each option.

How to Choose a Retirement Planning Expert

There are countless retirement planners available in Arlington, not to mention the greater Dallas-Fort Worth metroplex. Quantity isn’t the same as quality, though.

Before you choose a financial professional for retirement planning, make sure that they are qualified to help you tackle each of these critical retirement concerns: how to create guaranteed retirement income, taxes, healthcare, and legacy planning. You will want to check their credentials and ask for customer feedback.

You may also want to ask any prospective expert questions like there:

• How long have you been in business?
• How many customers have you helped plan for their retirement? Are any of them in retirement now? How is it going?
• What is your main focus? Retirement specifically, or are you a generalist? What was your educational focus?
• Do you have any educational material to help me understand my options?
• What is the best way to reach you if I have more questions?
• Are you a captive professional, or an independent one?

Captive professionals can only offer you their company’s products. Independent professionals work for you instead. They can offer you all of the top available options instead of being locked into a single company’s offerings.

Our team at SafeMoney.com only works with independent financial professionals. Unlike captive professionals working for large financial corporations, we choose to focus on your success and offer an extraordinary level of personalized customer care.

What does a Complimentary Retirement Planning Report Include?

Our team at SafeMoney.com has worked with experts to help place billions of dollars into retirement strategies that guarantee lifetime income. We have been serving people and financial professionals since 2006 and have been featured in many notable media outlets. Past media mentions include Fox News, CNBC, US News Money, CNN, and more.

You can schedule your free goal setting appointment and request your personalized retirement report when you call us at 877.476.9723. We look forward to answering your questions and serving you with your retirement goals.

The post Retirement Planning – Arlington, TX first appeared on SafeMoney.com.

The post Retirement Planning – Arlington, TX appeared first on SafeMoney.com.