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Federal Retirement Planning – San Antonio, TX

SML_Admin — Mon, 19 Jun 2023 19:32:58 +0000

If you are a federal employee, you may be looking for federal retirement planning in or near San Antonio, Texas. As a U.S. government employee, you have high-quality benefits, but those benefits programs are arguably among the most complex around.

For example, do you know your options for leaving a survivor benefit to your spouse? What is the cost of leaving a survivor benefit? What happens if your spouse passes away before you do? What are your options for your Thrift Savings Plan and other retirement benefits once you are close to separating from service? How much income can you count on from those hard-earned benefits?

With all the time you have given in federal service, you deserve to know what your options are for your federal benefits and where those choices can lead. To help you make well-informed choices, it helps to have an experienced and independent federal benefits consultant walk you through your options and answer your questions. You can get started by finding a federal retirement planning strategist serving the San Antonio area. At SafeMoney.com, we work with federal benefits-knowledgeable financial professionals serving San Antonio, Boerne, New Braunfels, Seguin, San Marcos, Gonzales, Pleasanton, Hondo, Bandera, and the surrounding areas.

They can help you envision your benefits now and what they will look like at your planned separation of service date. We understand your various options for your federal benefits and the common pitfalls for federal employees with their benefits. Our independent financial professionals can also go over your unique benefits computations, how to get reliable income from your TSP, and how changes in your life can affect your benefits. We can help you with these questions and many more. Usually, we can cover your federal retirement benefits planning questions in an hour or so.

A Mandate for Federal Benefits Education for All U.S. Government Employees

Request Your Federal Benefits Analysis

Join hundreds and hundreds of other federal employees from all agencies -- gain clarity for your financial future. Complete the form to request your free federal benefits analysis and walkthrough.

[contact-form-7]

Under OPM guidelines and Title 5 of the U.S. Code, you and other federal employees are entitled to ongoing retirement and benefits literacy education. However, take a gander at what your experience has been to date with your benefits education. Have you received training on your federal employee benefits, and if so, has that been on a consistent basis?

When we talk to federal employees about their experiences, they talk about how they haven’t received this education themselves. It shows how there isn’t a consistent, across-agency experience for benefits education, and federal employees from all walks of life are left on their own to figure things out.

It shouldn’t have to be this way for you. You can learn about your federal benefits, different options involved with them, and the various roles that they play in their financial future. Reach out to us when you are ready for guidance with your federal retirement benefits planning. Our SafeMoney.com financial professionals worked with federal government employees nationwide.

We will prepare just for you a personalized federal benefits analysis so that you can envision and shape your future 10, 20, or even 30 years from now. Think of this report as a temperature-take and a financial roadmap no matter where you are in your federal career.

What Can a Federal Retirement Planning Consultant Help You with?

Whether you are part of the CSRS or FERS retirement system will play a large role in what benefits you have. While the vast majority of federal employees are covered by FERS, some long-time employees are grandfathered under CSRS. If you are also in a unique employment situation, such as working for a federal law enforcement agency, your benefits computations and your rules of eligibility for retirement may differ from other employees.

No matter what, talk to our team for personalized guidance and answers on your benefits and individual situation. You can find a lot of information online about your federal benefits, but too much of that information is generic, overwhelming, or in most cases too cookie-cutter. That is hardly a good fit for your personal situation.

You need this benefits information to be customized to you, your family, and your long-term financial goals and federal career. Who wouldn’t want that personalized help from someone who can answer your personal questions about your unique benefits? One of our benefits consultants can show you more about your specific benefits, provide computations for what they look like, and explain ways to maximize them.

When you contact us, you will be connected to a SafeMoney.com financial professional who can answer your toughest questions. You will also receive a free, personal, integrated federal benefits analysis that is customized for you.

What’s In a Personalized Federal Benefits Analysis?

Have Questions About Your Financial Goals?

877.476.9723

When you request a federal benefits analysis, you will get an integrated walkthrough of all your benefits, including your pension, any life insurance coverage, different surviving spouse benefit options, retirement investments, and how all components come together.

Your SafeMoney.com federal benefits strategist will cover these different aspects of your federal retirement planning picture:

Calculations of your FERS employee benefits
Present and future pension calculations
TSP, FEGLI & Social Security projections
A reasonable figure for how much income you will have each month
An understanding of your survivor benefits and life insurance coverage
Different timing options for you to retire

Your federal employee benefits consultant can answer your questions when you receive your report. They can also cover issues such as military buyback, sick leave, and CSRS offsets.

Get Personalized Guidance with Federal Retirement Planning

The goal of our meeting is about helping you — empowering you with understanding your federal retirement benefits and how everything comes together. Our meetings last about 60 minutes or so, so we can get you all the information you need to make confident, well-informed decisions. You can request your free integrated federal benefits analysis and report by completing the form on this page or calling us at 877.476.9723.

Once we have connected with you, we will put you in touch with a SafeMoney.com independent federal retirement planning consultant. In the San Antonio metro area, our team serves San Antonio, Boerne, New Braunfels, Seguin, San Marcos, Gonzales, Pleasanton, Hondo, Bandera, and the surrounding communities.

For years, our SafeMoney.com team has helped tens of thousands of households learn and plan for a successful retirement. If you are looking to make the most of your benefits for you and family, contact us today to assist you. Our team will show you how personalized service can make a world of difference in your retirement strategy!

The post Federal Retirement Planning – San Antonio, TX first appeared on SafeMoney.com.

The post Federal Retirement Planning – San Antonio, TX appeared first on SafeMoney.com.

Federal Retirement Planning – Wilmington, DE

SML_Admin — Mon, 19 Jun 2023 16:56:44 +0000

Are you looking for federal retirement planning guidance in or near Wilmington, Delaware? Federal employees have great benefits, but those retirement, life, and survivor benefits programs are about as complicated as these things get. To make well-informed choices, it’s good to understand what is available to you.

Just that part can be challenging, as federal employee benefits have so many ins-and-outs, and not only that, making one choice can impact your other choices or your situation altogether. For example, have you planned to leave a survivor benefit for your spouse? What if your spouse passes away before you? What happens to the money that was put up as a ‘cost’ for the survivor benefit, then?

You deserve to know where different federal benefits scenarios and choices can lead. To find assistance, start by looking for an independent federal retirement planning consultant serving Wilmington. You want to find someone willing and eager to answer your questions. At SafeMoney.com, we work with independent federal benefits experts serving Wilmington, New Castle, Smyrna, Townsend, Dover, Milford, Rehoboth Beach, Millsboro, Bridgeville, Camden, and the surrounding areas.

If you want to find someone who can answer your questions about your benefits now and what they will look like at your planned separation of service date, SafeMoney.com financial professionals can help you. We understand your various options for your federal benefits and the typical mistakes that many federal employees make.

Our independent financial professionals can also help you with technical questions like the cost of a survivor benefit, how to get reliable income from your TSP, and how changes in your life can affect your benefits. We can help you with these questions and many more. Usually, we can cover your first group of federal retirement benefits planning questions in an hour or so.

Call us at 877.476.9723, and we will introduce you to a SafeMoney.com independent financial professional for an initial consultation meeting. They will do a comprehensive benefits analysis report for you. This report will help you identify possible gaps in your benefits and ways to cover those gaps now. Both the report and the meeting are free and without obligation to you. You can expect to leave your meeting with a better understanding of your federal benefits and the best options for you.

A Mandate for Federal Benefits Education for All U.S. Government Employees

Request Your Federal Benefits Analysis

Join hundreds and hundreds of other federal employees from all agencies -- gain clarity for your financial future. Complete the form to request your free federal benefits analysis and walkthrough.

[contact-form-7]

You may not know it, but it’s mandatory that every federal employee receive retirement literacy and federal employee benefits education. Per OPM guidelines and U.S. Code Title 5, you should receive this training on an ongoing basis as long as you are a federal employee. That sounds great, but it doesn’t always work out that way in the end.

There is no consistent training for U.S. Government employees and their federal retirement benefits. Think about what happened when you first tried to get your training. Perhaps you went through a hurried HR-type orientation or got an 800 number (with long waits on hold) to call with your inevitable questions.

Your benefits play a big role in your future. They affect the long-term financial well-being of your family and, of course, you personally. The virtually universal lack of understanding by federal employees about their hard-earned benefits isn’t acceptable. You should understand your benefits, your different options, and how various life changes and other situations can affect your potential benefits.

Contact us when you are ready for guidance with your federal retirement benefits planning. Our SafeMoney.com financial professionals have served U.S. Government employees throughout the United States. We will prepare a federal retirement planning guide for you, which includes a personalized federal benefits analysis so that you can envision and shape your future 10, 20, or even 30 years from now. This report is helpful regardless of where you are in your federal career.

What Can a Federal Retirement Planning Consultant Do for You?

The federal employee benefits you have accrued depend, at first, on the retirement system to which you belong: CSRS or FERS. Most federal employees (over 90%) today are in FERS, but some long-time federal government employees still belong to CSRS.

In addition, some federal government roles, such as certain law-enforcement positions, may have unique benefits computations or eligibility for early retirement. Our team of financial professionals can help you in figuring out these situations as well.

Whether you are a new federal employee or a long-time veteran employee, searching for information on your federal benefits may have been a daunting experience. Tons of information is available online, but it can be all over the place. What’s more, like all government documents, the information can be difficult to understand and is probably one-size-fits-all — not great for your personal questions.

You need this customized benefits information so you have the basis for well-informed choices for your and your family’s future. Instead of settling for some boilerplate, good-for-everyone guidance that isn’t focused on you, think about working with someone who can answer your questions about your benefits. A SafeMoney.com independent benefits consultant can guide you through your specific available benefits choices and provide you with calculations for what they will look like now and in the future. They will also offer options to maximize them.

When you contact our team, we will connect you with a financial professional who can answer your most challenging questions and more. They will also give you your free, no-obligation integrated federal benefits analysis.

What’s In a Personalized Federal Benefits Analysis?

Have Questions About Your Financial Goals?

877.476.9723

Your federal benefits analysis will let you end up with an integrated walkthrough of all your benefits, including your pension, any life insurance coverage, the various surviving spouse benefit options, retirement investments, and how everything they discussed ties together.

Your SafeMoney.com federal benefits strategist will cover these different aspects of your federal retirement planning picture:

Calculations of your FERS employee benefits
Present and future pension calculations
TSP, FEGLI & Social Security projections
A reasonable figure for how much income you will have each month
An understanding of your survivor benefits and life insurance coverage
Different timing options for you to retire

Your federal employee benefits consultant can answer your questions when you receive your report. They can also answer questions about military buyback, sick leave, and CSRS offsets.

Get Clarity on Your Benefits and Your Federal Retirement Planning Questions!

Our goal at SafeMoney.com is to help you understand your federal retirement benefits and how everything works together. We can get you the information you need to make well-informed decisions about your hard-earned benefits in an hour or so. This is all at no cost and with no obligation to you to work with us from there.

You can request your free integrated federal benefits analysis and report via the form on this page or by phone. Call us today at 877.476.9723, and we will introduce you to a SafeMoney.com independent federal retirement planning strategist serving the Wilmington, Delaware area. Our federal benefits strategists cover Wilmington, New Castle, Smyrna, Townsend, Dover, Milford, Rehoboth Beach, Millsboro, Bridgeville, Camden, and the surrounding areas.

Over many years, our SafeMoney.com team has helped thousands of households learn and plan for a successful federal retirement. If you are looking for an explanation of the many options for your benefits and your financial future, please reach out to us at any time.

Give us a call. We will show you how personalized service can make a significant difference in your retirement strategy. We look forward to serving you!

The post Federal Retirement Planning – Wilmington, DE first appeared on SafeMoney.com.

The post Federal Retirement Planning – Wilmington, DE appeared first on SafeMoney.com.

Federal Retirement Planning – Arlington, VA

SML_Admin — Fri, 16 Jun 2023 21:26:06 +0000

Are you looking for help with federal retirement planning in or around Alexandria, VA? Federal employees have excellent benefits as part of their service with the U.S. Government, but they are also among the most complicated benefits programs around. Knowing your options and common pitfalls can help you in maximizing what you get from your federal benefits.

Here are a few situations in which you might not know what your benefits involve. How much would it cost to leave a survivor benefit to your spouse if you passed away? What would happen if your spouse passed away before you? Do you know how it would affect the financial situation for your family?

Rather than going it alone, have an experienced federal retirement planning consultant explain your federal benefits options to you. You can look for a federal retirement planning consultant serving Alexandria and its neighboring communities in Virginia. At SafeMoney.com, we proudly serve Alexandria, Lincolnia, Springfield, Bailey’s Crossroads, Arlington, Falls Church, McLean, Washington DC, Silver Spring, College Park, and the surrounding areas.

If you want to know what your federal benefits will look like now, what they might be near separation from service, and what your options generally are, we can help you. You can also envision other important parts of your benefits, such as generating a reliable income stream from your TSP, how life changes may impact your benefits, common benefits mistakes, and your options for retirement. We also cover technical aspects, such as the cost of a survivor benefit and how unique federal employment situations may give you specialized computations for your benefits. Our team can usually cover all of your federal retirement planning questions in an hour or so.

Call us at 877.476.9723, and you will be connected to a SafeMoney.com independent financial professional. Your benefits consultant will run a comprehensive federal benefits analysis report that is customized to your federal service, financial goals, and personal situation. Both the meeting and the report are complimentary. You will walk out with a much better understanding of your benefits and different options that you may have.

Mandated Federal Benefits Education for All U.S. Government Employees

Request Your Federal Benefits Analysis

Join hundreds and hundreds of other federal employees from all agencies -- gain clarity for your financial future. Complete the form to request your free federal benefits analysis and walkthrough.

[contact-form-7]

Under OPM guidelines and U.S. Code Title 5, the federal government is mandated to provide you with retirement literacy and benefits education. In other words, you are entitled to ongoing education about your federal benefits and options tied to them. The issue is that while it’s mandated that way, most federal employees don’t receive this education consistently, if much at all. Nor is there any routine, across-agency standard for how this mandate is being fulfilled.

Your benefits play a direct role in your family’s financial well-being and your personal financial security. Don’t settle for less when it comes to understanding your hard-earned benefits and what they entail. You more than deserve to understand your benefits, your options, and how various life changes may affect each of these things.

When you are ready for federal retirement planning help, contact us. Our SafeMoney.com financial professionals have been privileged to serve many federal employees from various agencies across the country. Your personalized federal retirement planning report will answer all your questions and more, and even provide you with a free, personalized federal benefits analysis. The goal is to help you envision your future, whether you are a new hire or a seasoned GS/GM-level employee.

How Can a Federal Retirement Planning Consultant Assist You?

Your federal employee benefits will depend on the retirement system to which you belong, which is either CSRS or FERS. Over 9 in 10 employees belong to FERS, but some long-time employees may be grandfathered under CSRS. Our federal benefits specialists can help you with sorting this out, if you don’t know.

If you are in a unique position of employment, such as federal law enforcement, you may have unique benefits computations. You may also be eligible for retirement at earlier points than you expected. Talk to us for personalized advice regarding your specific situation. No matter where you are in your federal career, searching for information on your federal employee benefits may have been overwhelming and unproductive. A lot of information is online, but it’s cookie-cutter and treats everything as one-size-fits-all – not a good fit for informing your situation.

You need this benefits information to be customized to you so that you can make well-informed decisions for your future and your loved ones’ future. Why not work with someone who can answer your personal questions about your unique federal benefits? One of our benefits consultants can walk you through your specific benefits, provide computations for what they look like, and explain options to maximize those benefits.

When you contact us, you will be connected to a SafeMoney.com financial professional who can answer your toughest questions. They will also provide you with a free, personal, integrated federal benefits analysis personalized to you.

What’s In a Personalized Federal Benefits Analysis?

Have Questions About Your Financial Goals?

877.476.9723

Your federal benefits analysis has an integrated overview of all your benefits, including your pension, life insurance coverage, surviving spouse benefit options, retirement investment plan, and more.

These different components of your federal retirement planning picture will be covered:

Computations for your federal employee benefits
Present and future pension calculations
TSP, FEGLI & Social security projections, among others
How much money you will have each month when you retire
Survivor benefits, and life coverage information
Different timing options for you to retire based on your benefits and income

Your federal employee benefits consultant will be able to answer your questions about your report. They can also answer questions on topics like military buyback, sick leave, and CSRS Offset situations.

Get Personalized Guidance with Federal Retirement Planning

At SafeMoney.com, our aim is to help you understand your federal retirement benefits and how everything ties together. We tend to cover your federal benefits and retirement report and everything in it in about an hour or so. You can request your free integrated federal benefits analysis and report via the form on this page, or by phone.

Contact us at 877.476.9723 and we will connect you to a SafeMoney.com independent financial professional who is a federal benefits specialist and serves the Arlington, Virginia area.

Since 2012 and counting, our SafeMoney.com team has helped tens of thousands of households learn and plan for a successful retirement. If you are looking to find different options for your benefits and financial future, feel free to reach out at any point in your journey.

Give us a call, and we will show you how personalized service and solutions can make a difference for your financial future. We look forward to serving you!

The post Federal Retirement Planning – Arlington, VA first appeared on SafeMoney.com.

The post Federal Retirement Planning – Arlington, VA appeared first on SafeMoney.com.

Federal Retirement Planning – San Diego, CA

SML_Admin — Fri, 30 Dec 2022 19:47:17 +0000

Do you live in the San Diego area and need help with your federal retirement planning? Federal employers offer excellent benefits, but also have some of the most complicated benefits of any other employer. Making the right choices for your individual situation starts with understanding your options, which may be hard to do.

For example, do you know how much it would cost to leave a survivor benefit to your spouse if you passed away? What if your spouse passed first? Do you know what would happen to your money? You deserve to understand how different situations may potentially affect your life.

Because of this, it pays to work with an independent and experienced federal retirement planning consultant who can explain your federal benefits to you rather than simply going it alone. You can start by searching for a federal retirement planning consultant serving San Diego or any of the other surrounding cities and counties. At SafeMoney.com, we proudly serve San Diego, Carlsbad, Oceanside, Del Mar, Julian, Pine Valley, Mt. Laguna, El Cajon, Chula Vista, and the surrounding areas.

If you have questions about what your benefits look like now, what they will look like at separation of service, generating a reliable income stream from your TSP, how life changes may impact your benefits, common benefits mistakes, your options for retirement, and technical questions such as the cost of a survivor benefit, we can help. We can usually cover all your federal retirement benefits planning questions in an hour or so.

Call us at 877.476.9723, and you will be connected to a SafeMoney.com independent financial professional. Your benefits consultant will run a comprehensive federal benefits analysis report that is unique to you, so that you can identify gaps in your benefits and determine ways to cover them. Both the meeting and the report are free.

You will walk out of your meeting with a much better understanding of the federal benefits that are available to you, as well as what different options you may have. Contact us today to request your individualized, free-of-charge benefits walkthrough.

A Mandate for Federal Benefits Education for All U.S. Government Employees

Request Your Federal Benefits Analysis

Join hundreds and hundreds of other federal employees from all agencies -- gain clarity for your financial future. Complete the form to request your free federal benefits analysis and walkthrough.

[contact-form-7]

Did you know that the U.S. Government is mandated to provide you with retirement literacy and benefits education, per OPM guidelines and U.S. Code Title 5? This mandate states that you are entitled to this sort of education on an ongoing basis. While that may sound great in theory, it doesn’t always play out that way.

There is no routine, across-agency standard for how the federal government is fulfilling this education. Your experiences may even include hurried presentations filled with holes. Perhaps you had an 800-number, with long wait times, given to you to call if you have questions.

Your benefits affect the financial well-being of your family as well as you personally. This widespread lack of knowledge that U.S. Government employees have about their hard-earned benefits is completely unacceptable. You more than deserve to understand your benefits, your options, and how various life changes may affect each of these things.

When you are a federal employee ready for help planning your retirement, contact us. Our SafeMoney.com financial professionals have been privileged to serve a multitude of U.S. Government employees across the country. Your individualized federal retirement planning guide will answer all your questions and more, and even provide you with a free, personalized federal benefits analysis. The goal is to help you envision your future as far out as you desire, regardless of where you are in your career.

How Can a Federal Retirement Planning Consultant Assist You?

The federal employee benefits that you have earned will depend on the retirement system to which you belong, which is going to be either CSRS or FERS. More than 90% of federal employees belong to FERS, but some long-term federal government employees may be covered by CSRS.

If you are in a unique federal employment situation, such as law enforcement, you may have unique benefits. Talk to us for individual, personalized advice regarding your specific situation. Whether you are a new career hire or a long-time GS/GM-level employee, searching for
information on your federal employee benefits may have been a concerning experience. Although there is a ton of information available online, it can be all over the place, cookie-cutter, or one-size-fits-all—hardly a good fit for your personal conditions.

You need this benefits information to be customized to you so that you can make well-informed financial decisions that will affect the future of you and your family. Instead of settling for generic, across-the-board guidance that isn’t focused on you, why not work with someone who can answer your personal questions about your unique benefits? One of our benefits consultants can show you more about your specific benefits, provide computations for what they look like now and in the future, and explain the options available for you to maximize those benefits.

What’s In a Personalized Federal Benefits Analysis?

Have Questions About Your Financial Goals?

877.476.9723

Your federal benefits analysis will contain an integrated walkthrough of all your benefits, including your pension, life insurance coverage, surviving spouse benefit options, retirement investment plan, and how everything ties together.

These different aspects of your federal retirement planning picture will be covered:

Computations for your federal employee benefits
Present and future pension calculations
TSP, FEGLI & Social security projections, among others
How much money you will have each month when you retire
Survivor benefits, and life coverage information
Different timing options for you to retire based on your benefits and income

Get Personalized Guidance with Federal Retirement Planning

Our mission at SafeMoney.com is to help you understand your federal retirement benefits and how everything comes together. Our meetings last roughly about an hour or so, so we can get you all the information you need to make well-informed decisions about your hard-earned benefits in a pinch. You can request your free integrated federal benefits analysis and report via the form on this page, or by phone.

Contact us at 877.476.9723 and we will connect you to a SafeMoney.com independent federal retirement planning consultant serving the San Diego metropolitan area.

For years, our SafeMoney.com team has helped tens of thousands of households learn and plan for a successful retirement. If you are looking to find different options for your benefits and financial future, feel free to reach out at any point in your journey. Give us a call, and we will show you how personalized service can make a world of difference to your retirement strategy.

We look forward to serving you!

The post Federal Retirement Planning – San Diego, CA first appeared on SafeMoney.com.

The post Federal Retirement Planning – San Diego, CA appeared first on SafeMoney.com.

Federal Retirement Planning – Oklahoma City, OK

SML_Admin — Fri, 30 Dec 2022 19:13:06 +0000

Are you a federal employee seeking help with your retirement planning? Do you live in the Oklahoma City area? There are excellent benefits out there for federal employees, but these retirement benefits are also some of the most complicated. Knowing your options is the most important step towards making well-informed choices.

It can be hard to understand your benefits, their ins-and-outs, and how different options may apply to your specific situation. For example, do you know how much it would cost to leave a survivor benefit to your spouse if you passed? What if your spouse passed away first—what would happen to your money?

You deserve to fully understand how different life situations may affect your benefits. To that end, it pays to work with an independent and experienced federal retirement planning consultant that can explain your federal benefits to you. You can start by searching for a federal benefits consultant in Oklahoma City or other surrounding areas. Someone who actively serves your community and is open to answering your questions is a good starting point. At SafeMoney.com, we serve Oklahoma City, Edmond, Guthrie, Stillwater, Tulsa, Broken Arrow, Muskogee, Eufaula, Durant, Ardmore, Norman, Duncan, Chickasha, Clinton, and the surrounding communities.

If you have questions about what your benefits will look like both now and at separation of service, or need to know more about your options for retirement, common benefits mistakes, the cost of a survivor benefit, generating reliable income from your TSP, how life changes may impact your benefits, and so on, we can assist you. We will typically cover all of your federal retirement and benefits planning questions in about an hour or so.

Give us a call at 877.476.9723, and we will connect you to a SafeMoney.com independent financial professional. They can run a comprehensive federal benefits analysis report for you so that you can identify gaps in your benefits and find solutions on how to cover them. This entire meeting, along with your plan for action, is completely free. You can walk out with a better understanding of your federal benefits and what your options can look like, without spending a dime out of your pocket. Contact us today to request your benefits walkthrough.

A Mandate for Federal Benefits Education for All Federal Employees

Request Your Federal Benefits Analysis

Join hundreds and hundreds of other federal employees from all agencies -- gain clarity for your financial future. Complete the form to request your free federal benefits analysis and walkthrough.

[contact-form-7]

Are you aware that there is a mandate for you and every federal employee to receive retirement literacy and federal employee benefits education? Per OPM guidelines and U.S. Code Title 5, you are entitled to federal employee benefits education on a regular, ongoing basis.

Your benefits don’t only impact the financial impact of you personally—they also impact the well-being of your family. This widespread lack of knowledge that U.S. Government employees have about their hard-earned benefits isn’t acceptable. You deserve to know your benefits, as well as what different options may be available to you and how various life changes may affect your future.

When you are ready for help with your federal retirement planning, contact us. Our SafeMoney.com financial professionals have had the privilege of serving a wide variety of federal employees across the United States. Your personalized federal retirement planning guide will answer all your questions and provide you with a free federal benefits analysis that is unique to your situation, so that you can envision your future in ten, twenty, or even thirty years from now.

How Can a Federal Retirement Planning Consultant Assist You?

Depending on the retirement system to which you belong—CSRS or FERS—the federal employee benefits that you have earned may differ. The large majority of federal employees are covered by FERS, but some long-time federal government employees belong to CSRS. If you are in a unique federal employment situation, such as a law-enforcement role, you may have benefits situations in which your benefits are computed differently from other employees’ own. Talk to us for help with navigating your individual situation.

Whether you are a new career hire or a long-time GS/GM-level employee, searching for information on your federal employee benefits may not have always been so easy. There is a good amount of information online, but it is often scattered and very every-person – hardly a good fit for your personal situation.

You need benefits information that is going to be customized to you and your lifestyle so that you can make well-informed financial decisions for both yourself and your family. Instead of settling for generic, across-the-board guidance that isn’t focused on you, why not work with someone who can answer your specific questions regarding your benefits?

One of our financial professionals can show you more about your unique benefits, provide computations for what they look like now and what they may look like in the future, and explain your options you have to maximize those benefits.

When you contact us, we will connect you with a SafeMoney.com financial professional who can answer any questions you may have—even the uniquely tough ones. They will also provide you with a free, personal, integrated federal benefits analysis.

What’s In a Personalized Federal Benefits Analysis?

Have Questions About Your Financial Goals?

877.476.9723

Your federal benefits analysis will contain an integrated walkthrough of all your current benefits, including your pension, life insurance coverage, retirement investment plan, and surviving spouse benefit options, as well as how they all relate to each other.

These different aspects of your federal retirement planning picture will be covered:

Computations for your federal employee benefits
Present and future pension calculations
TSP, FEGLI & Social security projections, among others
How much money you will have each month when you retire
Survivor benefits, and life coverage information
Different timing options for you to retire based on your benefits and income

Your federal employee benefits consultant will be able to answer your questions about your report. They can also answer questions on topics such as sick leave, military buyback, and CSRS offsets, as well as many more.

Get Clarity on Your Federal Retirement Planning Questions Now!

Our mission at SafeMoney.com is to help you find peace of mind regarding your federal retirement benefits and understand how everything fits together. In as little as thirty minutes to no more than an hour, we can get you all the information you need to make well-informed decisions about your hard-earned benefits.

You can request your free integrated federal benefits analysis report via the form on this page, or by calling 877.476.9723. By calling this number, we will connect you to a SafeMoney.com independent federal retirement planning consultant serving the Oklahoma City metro area.

Our SafeMoney.com team has helped tens of thousands of households learn and plan for a successful retirement. If you are looking for an explanation of different options for your financial future, please feel free to reach out at any point.

Give us a call at 877.476.9723, and we will show you how personalized service can make a huge difference to your retirement strategy. We look forward to serving you!

The post Federal Retirement Planning – Oklahoma City, OK first appeared on SafeMoney.com.

The post Federal Retirement Planning – Oklahoma City, OK appeared first on SafeMoney.com.

Federal Retirement Planning – Dallas, TX

SML_Admin — Fri, 30 Dec 2022 16:41:41 +0000

Do you reside in Dallas, or somewhere nearby, and want help in planning your federal retirement? Federal employees have great benefits, but their details and inner-workings are perhaps among most complicated around.

Making well-informed choices starts with understanding your options, but it may be hard to understand how these options may apply to your situation. For example, do you know how much it would cost to leave a survivor benefit to your spouse if you passed away? And what if your spouse passes first—what would happen to the money?

For every choice you have to make, you must understand the results that may flow from that choice and from other options that you might have. When you close one door, how does that decision influence all your other potential choices? One pathway to avoid mistakes in making your benefits choices is to work with an experienced, independent federal benefits consultant. Look for someone who is thoroughly conversant with and can explain your federal benefits to you.

You can start by searching for a federal retirement planning expert in Dallas or another nearby city. Don’t settle until you find someone active in your community who is open to answering your questions. At SafeMoney.com, we proudly serve Dallas, Farmers Branch, Carrollton, Richardson, Plano, Garland, Mesquite, Desoto, Duncanville, Cedar Hill, Arlington, Fort Worth, North Richland Hills, Keller, Grapevine, Southlake, Roanoke, Flower Mound, Lewisville, and the surrounding areas.

If you have questions about what your benefits currently look like and what they will look like at separation of service, retirement options, common benefits mistakes, the cost of a survivor benefit, generating reliable income from your TSP, and how life changes may impact your benefits, we can help. We typical cover all federal retirement benefits planning questions in roughly an hour-long meeting or so.

Give us a call at 877.476.9723, and we will connect you to a SafeMoney.com independent financial professional. They will run a comprehensive federal benefits analysis report for you so that you can identify gaps in your benefits and discover ways to cover them. Both the report and the initial meeting are free, so you can walk out with a better understanding of your options regarding federal benefits. Contact us today to schedule your free benefits walkthrough.

The Mandate for Ongoing Benefits Education for Federal Employees

Request Your Federal Benefits Analysis

Join hundreds and hundreds of other federal employees from all agencies -- gain clarity for your financial future. Complete the form to request your free federal benefits analysis and walkthrough.

[contact-form-7]

Did you know that you and every other federal employee are entitled to federal employee benefits education? Per OPM guidelines and U.S. Code Title 5, federal employers are mandated to provide benefits education on an ongoing basis. While that sounds great in theory, it doesn’t always realistically play out that way for employees across many federal agencies. There is no standardized system that is set for the U.S. Government to educate its employees, so education is often hurried and unsatisfactory.

Your benefits affect not only you personally, but also the financial well-being of your family. This widespread lack of knowledge of U.S. Government employees about their hard-earned benefits is unacceptable. You deserve to understand your benefits, different options, and how various life changes may affect things.

When you are ready for help with your federal retirement planning, contact us. Our SafeMoney.com financial professionals have been privileged to serve many U.S. Government employees around the United States. Your personal federal retirement planning guide will answer any questions you may have and provide you with a free, personalized federal benefits analysis so that you can plan out your future ten, twenty, or even thirty years from now, regardless of where you are at in your career.

What Can a Federal Retirement Planning Consultant Do for You?

The federal employee benefits that you have earned will depend on the retirement system to which you belong: CSRS or FERS. Most federal employees (90+%) are covered by FERS, but some long-time federal government employees belong to CSRS.

If you are in a unique employment situation within the federal Government, such as a law-enforcement role, you may have a unique benefits situation. Come talk with us, and we will help you navigate any individual situation.

Whether you are a new career hire or a long-time GS/GM-level employee, searching for information on your federal employee benefits may have been a hassle of an experience. There is a ton of information online, but it can be contradictory and all over the place. What’s more, much of that information is cookie-cutter or one-size-fits-all—hardly a good fit for individual or unique conditions.

You need benefits information that is customized to you so that you can make well-informed financial decisions for yourself and your family. Instead of settling for generic, across-the-board guidance that may or may not suit your needs, why not work directly with someone who can
answer your individualized questions about your benefits? We can show you more about your specific benefits, provide computations for what they should look like both now and in the future, and explain how you can maximize your benefits to their fullest potential.

When you contact us, we will connect you with a SafeMoney financial professional who can answer your hardest questions and more. They will also provide you with a free, personal, integrated federal benefits analysis.

What’s In a Personalized Federal Benefits Analysis?

Have Questions About Your Financial Goals?

877.476.9723

Your federal benefits analysis will include an integrated walkthrough of all your benefits, including your pension, life insurance coverage, surviving spouse benefit options, retirement investment plan, and, ultimately, how it all fits together.

The following aspects of your federal retirement planning picture will be covered:

Computations for your federal employee benefits
Present and future pension calculations
TSP, FEGLI & Social security projections, and others
How much money you will have each month when you retire
Survivor benefits, and life coverage information
Different timing options for you to retire based on your benefits and income

Your federal employee benefits consultant will be able to answer your questions about your report. They can also answer questions on topics such as military buyback, sick leave, and CSRS offsets.

Get Clarity on Your Federal Retirement Planning Questions Now!

Our mission at SafeMoney.com is to help you understand your federal retirement benefits and how everything fits together. In as little as thirty minutes to an hour, we can provide you with everything you need to make well-informed decisions about your hard-earned benefits. You can request your free integrated federal benefits analysis and report via the form below, or by phone at 877.476.9723, and we will connect you to a SafeMoney.com independent federal retirement planner serving Dallas, TX and its surrounding areas.

For years, our SafeMoney.com team has helped thousands of families learn and plan for a successful retirement. If you are seeking an explanation of different options for your benefits and financial future, please feel free to reach out at any point.

Give us a call, and we will show you how personalized service can make a difference to your retirement strategy. We look forward to serving you!

The post Federal Retirement Planning – Dallas, TX first appeared on SafeMoney.com.

The post Federal Retirement Planning – Dallas, TX appeared first on SafeMoney.com.

Federal Retirement Planning – Philadelphia, PA

SML_Admin — Fri, 16 Dec 2022 22:13:08 +0000

Do you need help with your federal retirement planning? Are you a federal employee living in Philadelphia or one of its surrounding counties? There are great benefits available to federal employees, but their retirement programs are some of the most complicated in the world.

Making good choices regarding your retirement benefits starts by understanding your options, and it can sometimes be hard to understand all the benefits you may have, their ins-and-outs, and how different choices may apply to you specifically. For example, do you know how much it would cost to leave a survivor benefit to your spouse if you passed? What if your spouse passed away first—what would happen to your money?

You deserve to know how different situations may affect you. In that respect, it pays to work with an experienced federal retirement planning consultant who can break down your federal benefits to you and help you understand them. Start by searching for a federal retirement planning expert serving and/or who is Philadelphia or even another nearby city who may be open to answering your questions. Our SafeMoney.com independent financial professionals serve Philadelphia, Horsham, Moorestown, Cherry Hill, Camden, Springfield, Drexel Hill, Bryn Mawr, King of Prussia, Norristown, and the surrounding areas.

If you want to know what your benefits will look like both now and at separation of service, your options for retirement, generating a reliable income from your TSP, common benefits mistakes, how life changes may impact your benefits, or technical questions such as the cost of a survivor benefit, you have come to the right place. We can cover all your federal retirement benefits planning questions in roughly an hour or so.

Pick up the phone and call 877.476.9723, and we will connect you to a SafeMoney.com independent financial strategist right away. Your strategist will run a comprehensive federal benefits analysis report for you, where you can identify gaps in your benefits and come up with ways to cover them.

Both the report and the meeting are completely free. You will walk out of your meeting with a solid understanding of your federal benefits and what your different options may look like. Give us a call today to request your free benefits walkthrough.

Mandatory Federal Benefits Education for All Federal Employees

Request Your Federal Benefits Analysis

Join hundreds and hundreds of other federal employees from all agencies -- gain clarity for your financial future. Complete the form to request your free federal benefits analysis and walkthrough.

[contact-form-7]

Did you know that federal employers are mandated to provide every one of their employees with retirement literacy and benefits education? Per OPM guidelines and U.S. Code Title 5, you are entitled to ongoing federal employee benefits education. While that may sound great on paper, it doesn’t always play out that way for employees across a multitude of federal agencies.

There is no set in stone system for the U.S. Government to educate its employees, so education is often hurried and full of holes. Perhaps you went through a hurried orientation presentation or were given an unresponsive 800 number with a long wait time to call if you had any questions.

Your benefits are more important than this. They affect the financial well-being of both you and your family. This widespread lack of knowledge that federal employees have about their hard-earned benefits is completely unacceptable. You deserve to understand your benefits, the options available to you, and how various life changes may affect things.

When you are ready to get started on your federal retirement planning, don’t hesitate to contact us. Our SafeMoney.com financial professionals have had the privilege of serving U.S. Government employees around the United States. Your personalized federal retirement planning guide will answer your questions and provide you with a free, personalized federal benefits analysis so that you can have a clear picture of your future ten, twenty, or even thirty years from now.

What Can a Federal Retirement Planning Consultant Do for You?

Your federal employee benefits will depend on whether you belong to the CSRS or FERS retirement system. Although the large majority of employees are covered by FERS, some long-term federal government employees belong to CSRS. If you are in a unique employment situation, however, such as a law-enforcement role, you may have unique benefits. Come talk to us for personalized help with your individual situation.

Whether you are a new career hire or a long-time GS/GM-level employee, searching for information on your federal employee benefits may have been a hassle of an experience so far.

Lots of information is available online, but it can be disorganized, cookie-cutter, or one-size-fits-all, which is hardly ideal for your personal conditions. You need benefits information that is customized to your life so that you can make well-informed financial decisions for yourself and your family. Don’t settle for generic, across-the-board guidance that doesn’t keep you at the center of its focus; instead, work alongside someone who can answer your specific questions about your personal benefits. Our experts can show you more about your specific benefits, provide computations for what they look like both now and in the future, and outline your options for maximizing your benefits.

When you contact us, we will connect you with a SafeMoney.com financial professional who can answer all your toughest questions. They will also provide you with a free, personal, integrated federal benefits analysis that meets your needs.

What’s In a Personalized Federal Benefits Analysis?

Have Questions About Your Financial Goals?

877.476.9723

Your federal benefits analysis will be an integrated walkthrough of all your benefits, including your pension, retirement investment plan, surviving spouse benefit options, life insurance coverage, and a detailed analysis of how it all fits together.

These are the different aspects of your federal retirement planning picture that will be covered:

Computations for your federal employee benefits
Present and future pension calculations
TSP, FEGLI & Social security projections, among others
How much money you will have each month when you retire
Survivor benefits, and life coverage information
Different timing options for you to retire based on your benefits and income

Your federal employee benefits consultant will be able to answer your questions about your report. They can also answer questions on topics like military buyback, sick leave, and CSRS offsets.

Get Clarity on Your Benefits and Federal Retirement Planning Questions Today!

Our mission at SafeMoney.com is to help you better understand your federal retirement benefits and how everything ties together. In thirty minutes to an hour, we will be able to get you all the information you may need to make well-informed decisions about your hard-earned benefits.

You can request your free integrated benefits consultation via the form on this page, or by phone at 877.476.9723. Call us today and we will connect you to a SafeMoney.com independent federal retirement planner serving the Philadelphia area.

Over the years, our SafeMoney.com team has helped tens of thousands of households learn about and plan for a successful retirement. If you are looking for information regarding your options surrounding your benefits and financial future, please feel free to reach out at any point.

Give us a call, and we will show you how big of a difference personalized service can make to your retirement strategy. We look forward to serving you!

The post Federal Retirement Planning – Philadelphia, PA first appeared on SafeMoney.com.

The post Federal Retirement Planning – Philadelphia, PA appeared first on SafeMoney.com.

Federal Retirement Planning – Arlington, TX

SML_Admin — Thu, 08 Dec 2022 18:53:07 +0000

Are you looking for help in federal retirement planning in Arlington or other parts of the Dallas-Fort Worth Metroplex? Federal employees certainly have fantastic benefits, but the retirement systems for U.S. Government employees as a whole are challenging, to say the least.

For one, it depends on which retirement system to which you belong. Most federal employees are part of the Federal Employees’ Retirement System (FERS). On the other hand, some long-time federal government employees are grandfathered under the Civil Service Retirement System (CSRS).

No matter which system covers you, in order to make good choices about your federal benefits, you have to start by understanding what those choices are. That can be daunting, when you are confronted with all the various choices and corresponding decisions facing you and even more challenging, discovering how making one choice can impact your other choices or your situation overall.

For example, do you want to leave a survivor’s benefit for your spouse? What happens if your spouse dies before you do? Who – if anyone – get the money dedicated to the survivor’s benefit under those circumstances? How much income will you receive in retirement from your pension and, if applicable, from Social Security as well as other benefits?

For every choice you face, you need to understand what consequences may result from different scenarios and choices. When you open or close one door, what is the impact on all of your other potential choices? One way to gain that understanding and avoid mistakes is to work with an independent, experienced federal retirement planning consultant who can explain your federal benefits to you.

Start by looking for a federal retirement planning consultant in Arlington or other parts of Dallas-Fort Worth. You will want to someone who actively serves your community and is happy to answer your questions.

At SafeMoney.com, we work with independent federal benefits experts serving Arlington, North Richland Hills, Pantego, Bedford, Euless, Hurst, Irving, Grand Prairie, Dallas, Duncanville, Cedar Hill, Mansfield, Kennedale, Forest Hill, Crowley, Fort Worth, White Settlement, and many other locations in the Dallas-Fort Worth Metroplex.

If you want someone who can and will answer your questions about what your benefits look like today and what they will look like when you separate from service, our SafeMoney.com financial professionals can help. We understand the full range of your options for retirement and the typical mistakes that so many make, as well as how to avoid those mistakes. Our independent experts can also help you with your technical questions such as the potential cost of a survivor benefit, ways to generate additional reliable income from your TSP, and how life changes can affect your benefits. We can help you with these questions and many more. Usually, we will cover your initial federal retirement benefits planning questions in an hour or so.

Call us at 877.476.9723, and we will introduce you to a SafeMoney.com independent financial professional for your initial consultation. They will do a comprehensive federal benefits analysis report for you. This report can help you identify gaps in your benefits and suggest ways to cover those gaps. Both the report and the meeting are free and without obligation to you. You can expect to leave your meeting with a better understanding of what is available from your federal benefits and the best options for you. Contact us today to request your benefits session.

All Federal Employees Must Receive Mandatory Benefits Education

Request Your Federal Benefits Analysis

Join hundreds and hundreds of other federal employees from all agencies -- gain clarity for your financial future. Complete the form to request your free federal benefits analysis and walkthrough.

[contact-form-7]

You may not be aware of it, but you and every federal employee is required to receive retirement literacy and federal employee benefits education. Per OPM guidelines and U.S. Code Title 5, you should receive this education on an ongoing basis while you are a federal employee. That may sound great, but it seldom works out that way in the real world.

There isn’t an across-the-board system across agencies for training federal employees for and about their retirement benefits. Think back to what happened when you tried to get your retirement training. Perhaps you got a hurried, canned HR-type orientation and were given an 800 number (cue long hold periods) to call with your many and inevitable questions. Perhaps you got a link to a PowerPoint presentation that someone in your office provided. No matter what you received, it probably wasn’t terribly helpful.

Your federal benefits represent and protect your future. They affect your long-term financial well-being and that of your family and, of course, you personally. The current across-the-board lack of understanding by U.S. Government employees about their hard-earned benefits isn’t acceptable or wise. You need to understand your benefits, your different options, and how various life changes and other situations can affect your potential benefits. This is essential to your financial future.

Contact us when you get ready for help with your federal retirement benefits planning. Our SafeMoney.com financial professionals have worked with hundreds of U.S. Government employees throughout the United States. We will prepare a federal retirement planning guide just for you that will answer your initial questions. We will also give you a free, personalized federal benefits analysis that will let you envision and shape your future for up to decades into the future, no matter where you are in your federal career.

How Can a Federal Retirement Planning Consultant Assist You?

The kinds of federal employee benefits you have earned depend, to start with, on your respective retirement system: CSRS or FERS. The great majority of today’s federal employees (well over 90%) participate in FERS, but some long-term federal government employees still belong to CSRS.

Some limited federal government roles, such as certain law-enforcement positions, may also have unique ways in how their benefits are computed or when they can access their benefits. We also have advisors who can help you in these situations.

Whether you are a brand new federal hire or senior GS/GM-level employee, finding useful information on your federal benefits has probably been a challenging experience. Tons of information is available online, but its helpfulness can be all over the place.

What’s more, as with all federal government documents, the information you do find may be written in classic legalese and therefore challenging to understand. Further, since it’s aimed at the board market, it’s probably one-size-fits-all — hardly a helpful answer to your personal retirement questions.

You need benefits information customized to your situation so you can make well-informed and beneficial financial decisions for your and your family’s future. Instead of settling for some boilerplate, good-for-everyone guidance that isn’t focused on you and was written for lawyers and accountants to read, consider working with someone who can, in fact, answer your specific benefits questions.

A SafeMoney.com financial professional can lead you through your available benefits choices and provide you with focused calculations showing what they look like now and in the future. They will also demonstrate ways you may be able to maximize those potential benefits.

When you contact our team, we will connect you with someone who can answer your most challenging federal benefits questions and more. They will also provide you with your free, no-obligation personal, integrated federal benefits analysis.

What’s In a Personalized Federal Benefits Analysis?

Have Questions About Your Financial Goals?

877.476.9723

Your customized federal benefits analysis will grant you an integrated walkthrough of all your benefits, including your pension, life insurance coverage, surviving spouse benefit options, and retirement investment planning. They will also show you how everything they discussed ties together.

Your SafeMoney.com federal benefits consultant will cover these different aspects of your federal retirement planning picture:

Calculations of your federal employee benefits payouts
Present and future pension benefit computations
TSP, FEGLI & Social Security projections and how they combine
A reasonable figure for how much income you will see each month after you retire
An explanation of your survivor benefits and your life insurance coverage information
Different timing options for when you might retire based on your current benefits and income, and their impact on your future

Your SafeMoney.com federal employee benefits consultant can answer your questions you have after you review report. They can also answer questions about military buyback, sick leave, and CSRS offsets.

Get Answers to Your Federal Retirement Planning Questions Now!

Our primary mission at SafeMoney.com is to help you gain a solid understanding of your federal retirement benefits and how everything works together. We can get you all the information you need to make well-informed decisions about your hard-earned benefits in as little as an hour or so. All at no cost and with no obligation to you.

You can request your free integrated federal benefits analysis and report via the form on this page or by phone. Call us today at 877.476.9723, and we will bring you together with a SafeMoney.com independent federal retirement planner serving Arlington and other parts of the Dallas-Fort Worth Metroplex.

Over our many years in business, the SafeMoney.com team has guided thousands of households toward a successful retirement. If you are looking for some illumination of complex options for your benefits and your financial future, please contact us at any time.

Give us SafeMoney.com call. We will show you ways that our personalized service can make a significant difference in your retirement planning. Let us begin serving you!

The post Federal Retirement Planning – Arlington, TX first appeared on SafeMoney.com.

The post Federal Retirement Planning – Arlington, TX appeared first on SafeMoney.com.

Federal Retirement Planning – Newark, NJ

SML_Admin — Fri, 02 Dec 2022 17:36:02 +0000

Are you looking for assistance planning your federal retirement in Newark, New Jersey? Federal employees do have great benefits, but the Federal retirement program is about as complicated as they get. To make a good choice, you must start understanding what is available to you. That can be challenging, with the various ins and outs and how making one choice can impact your other choices or your situation overall. For example, have you considered leaving a survivor’s benefit for your spouse? What if your spouse dies first? What happens to the funding for the survivor’s benefit under those circumstances?

You should understand where different scenarios and choices may lead. One of the best ways to gain that understanding is to work with an independent and experienced federal retirement planning professional who understands and can explain your federal benefits to you.

Start by looking for a federal retirement planning consultant in Newark. You want to find someone who actively serves your community and is willing and eager to answer your questions. At SafeMoney.com, we work with independent federal benefits experts serving Newark, Livingston, Chatham, Morristown, Orange, Bloomfield, Little Falls, Kearny, Jersey City, and the surrounding areas.

If you want to find someone who can answer your questions about what your benefits look like now and what they will look like at your planned separation of service, our financial professionals can help. We understand your options for retirement and the typical benefits mistakes that so many make. Our independent experts can also help you with technical questions like the cost of a survivor benefit, how to generate reliable income from your TSP, and how changes in your life can impact your benefits.

We can help with these questions and more. Usually, we can cover your first round of federal retirement benefits planning questions in an hour or so.

Call us at 877.476.9723, and we will connect you to a SafeMoney.com independent financial strategist for an initial consultation. They will do a comprehensive federal benefits analysis report for you. This report will help you identify gaps in your benefits and ways to cover those gaps.

Both the report and the meeting are free and without obligation. You can expect to leave with a better understanding of your federal benefits and the best options for you. Contact us today to request your benefits walkthrough.

Mandatory Federal Benefits Education for All Federal Employees

Request Your Federal Benefits Analysis

Join hundreds and hundreds of other federal employees from all agencies -- gain clarity for your financial future. Complete the form to request your free federal benefits analysis and walkthrough.

[contact-form-7]

You may not know it, but there is a mandate for you and every federal employee to receive retirement literacy and federal employee benefits education. Per OPM guidelines and U.S. Code Title 5, you should receive this education on an ongoing basis while you are a federal employee. That sounds great, but it doesn’t always work out that way in the real world.

There is no standardized system for training U.S. Government employees for retirement benefits. Think about what may have happened when you tried to get your training. Perhaps you went through a hurried HR-type orientation and were given an 800 number (with startlingly long waits) to call with your inevitable questions.

Your benefits are your future. They affect the long-term financial well-being of your family and, of course, you personally. Virtually universal lack of understanding by U.S. Government employees about their hard-earned benefits isn’t acceptable or wise. You deserve to understand your benefits, your different options, and how various life changes and other situations can affect your potential benefits. Not only do you deserve understanding, but you also require it.

Contact us when you are ready for help with your federal retirement benefits planning. Our SafeMoney.com financial professionals have served many U.S. Government employees throughout the United States. We will prepare a federal retirement planning guide for you that will answer your questions. We will also provide you with a free, personalized federal benefits analysis so that you can envision and shape your future 10, 20, or even 30 years from now, regardless of where you are in your federal career.

What Can a Federal Retirement Planning Consultant Do for You?

The federal employee benefits you have earned depend, in the first instance, on the retirement system to which you belong: CSRS or FERS. Most federal employees (90+%) today participate in FERS, but some long-time federal government employees still fall under CSRS.

Some federal government roles, such as certain law-enforcement positions, have unique situations, such as that your benefits may be calculated uniquely. We can help you in these situations as well.

Whether you are a new federal hire or a long-time GS/GM-level employee, searching for information on your federal benefits may have been an extreme experience. Tons of information is available online, but it can be all over the place. What’s more, like all federal government documents, the information can be challenging to understand and may be one-size-fits-all — hardly an excellent response to your personal retirement questions.

You need this benefits information customized to your situation to make well-informed financial decisions for your and your family’s future. Instead of settling for some boilerplate, good-for-everyone guidance that isn’t focused on you, consider working with someone who can answer your precise questions about your exact benefits. A SafeMoney.com financial professional can guide you through your specific available benefits choices and provide you with calculations for what they look like now and in the future. They will also demonstrate options to maximize those potential benefits.

When you contact SafeMoney.com, we will connect you with someone who can answer your most challenging questions and more. They will also provide you with your free, no-obligation, personal, integrated federal benefits analysis.

What’s In a Personalized Federal Benefits Analysis?

Have Questions About Your Financial Goals?

877.476.9723

Your federal benefits analysis will let you end up with an integrated walkthrough of all your benefits, including your pension, life insurance coverage, surviving spouse benefit options, retirement financial planning, and how everything discussed ties together.

Your federal benefits consultant will cover these different aspects of your federal retirement planning picture:

Calculations of your federal employee benefits
Present and future pension computations
TSP, FEGLI & Social Security projections
A reasonable figure for how much money you will have each month when you retire
An understanding of your survivor benefits and life insurance coverage information
Different timing options for you to retire based on your benefits and income, and their income on your future

Your federal employee benefits consultant can answer your questions when you receive your report. They can also answer questions about military buyback, sick leave, and CSRS offsets.

Get Clarity on Your Benefits and Federal Retirement Planning Questions Today!

Our primary goal at SafeMoney.com is to help you understand your federal retirement benefits and how everything comes together. We can get you all the information you need to make well-informed decisions about your hard-earned benefits in as little as an hour. All at no obligation to you.

You can request your free integrated federal benefits analysis and report via the form on this page or by phone. Call us today at 877.476.9723, and we will connect you to a SafeMoney.com independent federal retirement planner serving the Newark, New Jersey, area.

Over many years, our SafeMoney.com team has helped tens of thousands of households learn and plan for a successful and happy retirement. If you are looking for an explanation of the myriad options for your benefits and your financial future, please reach out to us at any time.

Give us a call. We will show you how personalized service can make a significant difference in your retirement strategy. We look forward to serving you!

The post Federal Retirement Planning – Newark, NJ first appeared on SafeMoney.com.

The post Federal Retirement Planning – Newark, NJ appeared first on SafeMoney.com.

Federal Retirement Planning – Anderson, IN

SML_Admin — Thu, 13 Oct 2022 18:55:45 +0000

Are you looking for federal retirement planning help near Anderson, Indiana? Retirement benefits for federal employees are one of the best incentives for working for the U.S. Government. Unfortunately, federal retirement planning is also a very complex topic. For one, the federal employee benefits to which you are entitled depend on a variety of factors. Then there is the question of how to make the most of your benefits in your individual situation.

It’s good to work with a federal retirement planning counselor who has the expertise to help you sort out which benefits you qualify for and when to use them. That is one way in which you can be more confident about understanding your benefits, exploring different options with them, and not leaving money on the table.

Begin by looking for an independent federal benefits consultant serving your community. You will want someone who understands your unique situation and benefits as a U.S. Government employee.

Here at SafeMoney.com, we only work with knowledgeable, independent financial professionals. Our experts proudly serve the communities of Anderson, Alexandria, Daleville, Yorktown, New Castle, Knightstown, Indianapolis, Carmel, Shelbyville, Greenwood, Plainfield, Danville, Brownsburg, and the surrounding areas.

They are federal retirement professionals who offer free benefits education to all U.S. Government employees. No matter which federal agency you work for, you can work with a benefits consultant who will take a look at your years of service and help you maximize your federal retirement benefits. Our team works in tandem with the Office of Personnel Management. We serve as an extra, and impartial source of information.

If you would like to talk to an expert and ask questions about your specific situation, give us a call at 877.476.9723. It usually takes less than an hour for one of our independent federal retirement planning experts to review your benefits and answer your questions. We will also produce a free Federal Benefits Analysis report for you. This report includes a list of all your available benefits, as well as information on when it’s ok to begin using them, and what they are worth.

What Have Other Federal Employees Experienced?

At SafeMoney.com we have helped tens of thousands of households successfully plan for retirement over the last ten years. In the past, multiple federal employees – even senior financial officials – have come back to us and thanked us for their retirement benefits walkthrough. They have told us that these complimentary benefits analyses and explanations would have been worth thousands of dollars to them, simply because they made a complex, frustrating topic so easy to understand and take action on.

Your federal retirement benefits are the cherry on top of a lifetime of service. You have worked hard to earn them and we want to make sure you get to use every single one. Our experts work hard to remove the frustration from the process, leaving you with the knowledge to get everything you have earned and a roadmap to take with you into retirement.

Federal Benefits Education Is Available for all Federal Employees

Request Your Federal Benefits Analysis

Join hundreds and hundreds of other federal employees from all agencies -- gain clarity for your financial future. Complete the form to request your free federal benefits analysis and walkthrough.

[contact-form-7]

All U.S. Government employees have a right to free federal benefits education. This is mandated by federal law and consistent with OPM guidelines. However, one big problem is that this retirement and benefits education itself can be difficult to find.

For some employees, federal benefits education is limited to a packet of papers and an impersonal 800 hotline. You might have received some information at your time of hire, and you may have attended some uninspiring benefits briefings during your Government career. But this hasn’t given you the information that you want and need to make well-informed benefits decisions for you and your family. Sometimes the only way you can get this information is to actively seek it out and try to interpret it.

The specific benefits that you are entitled to also depend on which retirement system you participate in: CSRS, FERS, or the Blended Retirement System. Our federal retirement planning experts are well-educated, independent, and understand exactly which benefits belong to you based on your years of service and your retirement system. We will help you walk through, understand, and leave with more peace of mind about taking advantage of all your federal retirement benefits.

What Is In Your Federal Benefits Analysis?

When you reach out to us, your dedicated federal benefits consultant will generate a personalized benefits analysis and retirement planning report for you. This report includes a rundown of the federal employee benefits you have earned, estimates of what they look like now and years ahead, and what your options are for retirement. They will go over this information about your situation with you.

In your federal retirement planning walkthrough, you will receive:

Specific dollar amount calculations of your federal employee benefits.
Calculations of your pension, both now and in the future.
The projected amounts of your Social Security, FEGLI benefits, and TSP account.
The amount of money you can expect to receive each month during retirement.
Information on your life coverage, survivor benefits, and more.
Your ideal retirement date, based on your income and benefits calculations.

Once you receive a copy of your report, your advisor will be happy to answer your questions. Our experts can answer even tough benefits questions about things like CSRS offsets, military buyback, sick leave, and more.

Stop Guesswork and See Your Federal Retirement Planning Picture

Have Questions About Your Financial Goals?

877.476.9723

We work hard to make the process of understanding and using your federal benefits as easy and stress-free as possible. In a short time-frame, often less than an hour, you can walk away with more certainty of how to maximize and get the most from your benefits, which you have worked a long time to earn. You will know how to access them, when to access them, and exactly what they are worth.

You can fill out the form on this page, or call us directly at 877.476.9723. We will connect you with a personal federal benefits counselor serving your area, who will get you started. If you do fill out the form, just be sure to say that you are requesting your complimentary retirement and federal benefits education.

SafeMoney.com has been highlighted in lots of popular media outlets including Fox News, CNBC, US News Money, MSNBC, and many more. We have had the honor of helping tens of thousands of people across the United States plan for retirement and secure their financial future. Our team looks forward to talking to you, serving you, and helping create your personalized benefits analysis today.

The post Federal Retirement Planning – Anderson, IN first appeared on SafeMoney.com.

The post Federal Retirement Planning – Anderson, IN appeared first on SafeMoney.com.