It’s best to start local. Look for a federal retirement planning expert in Albuquerque, NM, or nearby. Find an independent federal benefits guide who is active in your community and is willing to answer your questions. At SafeMoney.com we partner with independent federal benefits experts serving the communities of Albuquerque, Los Lunas, Rio Rancho, South Valley, Moriarty, Estancia, Belen, and the surrounding areas.

If you have questions about what your benefits will look like now and at separation of service, your options for retirement, common benefits mistakes, and technical questions such as what it costs to leave a surviving spouse benefit, so on, we can help. We can usually cover all your federal retirement benefits planning questions in an hour or so.

Give us a call at 877.476.9723, and we will connect you to a SafeMoney.com independent financial strategist. They will run a comprehensive federal benefits analysis report for you, where you can identify gaps in your benefits and ways to cover them. Both the report and the meeting are free. The report is a clear and actionable roadmap for your future. You will come away with real ideas of what you can to make the best use of your federal retirement benefits.

Contact us today to get in touch with a federal retirement planning specialist, understand all of your benefits options, and get personalized guidance that is right for your unique situation as a federal Government employee.

All Federal Employees Must Receive Federal Benefits Education

The Government doesn’t have an easy-to-use system in place to get this education out to its employees. Most people are given a slapdash orientation presentation and an 800 number (with long waits) to call if they have questions.

When your retirement benefits, your financial future, are on the line, that just isn’t good enough. You have spent years in public service and in giving of yourself as a crucial support to our way of life. Suffice it to say, you deserve to know how to use all of the federal employee benefits you have earned over the years.

Are you ready for some personal federal retirement planning help, where you can see benefits options and what makes sense for your situation? Our SafeMoney.com experts have been honored to serve many well-deserving federal employees throughout the United States. Our trusted independent professionals will answer your questions and provide you with a free, personalized federal benefits and retirement planning report, per your mandate for benefits education under federal law.

Do You Really Need a Federal Retirement Planning Strategist?

The exact federal benefits you will receive depend on which federal retirement system you participate in; FERS or CSRS. Depending on your length of service, employment timing, and career with the federal Government, you may be in a unique situation, such as being a CSRS Offset employee or have unique benefits options due to your specific job role.

All of that being said, it’s hard to find accurate information online – let alone information about your benefits that is timely and up-to-date. And that is just the subject matter, as it’s not even tailored to your unique situation, financial goals, or other details that matter.

You need to be able to personalize this information so you can successfully plan for your retirement. Instead of trying to work from cookie-cutter, one-size-fits-all financial advice that you find everywhere else, it’s better to work with someone experienced who can answer questions specifically about your federal benefits, show you where you will be in 10-30 years from now (depending on where you are in your career), and your options to maximize those benefits.

When you reach out to us, we will partner you with a SafeMoney financial professional who can answer your toughest questions and tell you exactly what you qualify for. They will also provide you with a free, personalized-to-you federal benefits analysis.

What’s In A Federal Benefits Analysis?

Your federal benefits analysis will include a detailed walkthrough of all your benefits, including your pension, life insurance coverage, surviving spouse benefit options, retirement investment plan (if part of your retirement system), and how they can all play out.

We will touch upon these different aspects of your federal retirement planning picture when going through your integrated federal benefits analysis:

• Computations for your federal employee benefits
• Present and future pension calculations
• TSP, FEGLI & Social security projections, among others
• How much money you will have each month when you retire
• Survivor benefits, and life coverage information
• Different timing options for you to retire based on your benefits and income

Your federal benefits advisor will be on hand to answer any questions you have about your report. They can also answer questions on topics like military buyback, sick leave, and CSRS offsets.

Get Some Clarity on Your Benefits and Answer Your Federal Retirement Planning Questions Today!

You can request your free federal benefits analysis and report via the form on this page, or by phone. Call us at 877.476.9723 and we’ll connect you to a SafeMoney.com independent federal retirement planner in Albuquerque, NM.

Over the years our SafeMoney.com team has helped tens of thousands of households learn and plan for a successful retirement. We have been featured on many major news platforms including CNBC, US News Money, MSNBC, CNN, and others.

Give us a call and we will show you how personalized, local customer service can make a difference to your retirement strategy. We look forward to meeting you!

The post Federal Retirement Planning – Albuquerque, NM first appeared on SafeMoney.com.

The post Federal Retirement Planning – Albuquerque, NM appeared first on SafeMoney.com.

Call us at 877.476.9723 when you are ready to discover what a professional retirement financial advisor can do for you. At SafeMoney.com your financial education and empowerment are always our first goals. We have been featured on many news outlets including CNN, Fox Business, CNBC, U.S. News Money, MSNBC, and more. Nationwide, we have reached 84+ million households over the years. We work hard to teach people how to create unchanging, guaranteed lifetime income that they can depend on during retirement. We want you to achieve income that will last a lifetime and leave a legacy.

You will be able to connect with a local Los Alamos retirement financial professional when you call. They will get to know you and your retirement goals, as the discussion will be around your current finances, and what kind of lifestyle you want to have when you retire. Then your answers will be used to develop a personalized retirement report for you. Your report will become a roadmap to reach your retirement goals. We will also talk to you about ways to balance risk from things like inflation and market volatility.

This free report and financial education is only offered by SafeMoney.com and our independent retirement financial advisors. There is never any obligation to buy anything, and no pressure to make a financial commitment. Instead, we concentrate on helping you learn about all the options available to you. This way you can make informed decisions about the best way to reach your goals.

Your personalized retirement report and initial meet-and-greet consultation are both complimentary.

What You Should Ask A Prospective Retirement Financial Advisor

It’s important to embrace all the possibilities of the future, and not limit yourself to the traditional version of retirement. Even the duration of retirement is different today. In generations past – if you were able to retire – you got maybe ten or twenty years to enjoy it. These days you really do have to plan further out. To be on the safe side, make sure your retirement plan covers as much as thirty or forty years into the future.

But how do you lock in a secure income forty years into the future? This is one way that working with an experienced retirement financial advisor serving Los Alamos can benefit you. They will help you develop a plan that helps protect your investments while providing you with contractually-guaranteed lifetime income.

You will also want to plan for unknown possibilities like the need for long-term care, or other healthcare needs.

It helps to take things one step at a time. Start by asking yourself some key questions:

• Are your finances in good shape right now?
• Are there things that are holding you back from saving more towards retirement?
• What can you change financially to meet your retirement goals sooner?
• Do you have any current retirement savings?
• Are your current investments producing a return you are happy with?
• Will you have a pension during retirement?
• If so, will it be enough?
• What kind of lifestyle do you hope to have once you retire?
• Will you need to purchase supplemental insurance when you retire?
• What is your ideal retirement date?
• Do you need to develop a legacy plan in case something happens to you unexpectedly?

Talk to your retirement financial advisor about next steps once you have answered most of these questions.

Exploring Your Unique Retirement Options

Give us a call at 877.476.9723. We will work with you to create your free customized retirement report. It will include a selection of financial strategies chosen from more than 2,400 available options.

You are eligible to receive this free retirement report if you live in Los Alamos, White Rock, Espanola, Pojoaque, Santa Fe, Albuquerque, and the surrounding areas.

Find a Retirement Financial Advisor in Los Alamos, NM

Customized Professional Retirement Planning Strategies

When it’s time to select a retirement financial advisor there are some things you will need to know. Ask these questions to be certain you are working with someone qualified:

• How long have you been helping people plan for their retirement?
• Will you show me some testimonials from your clients?
• What credentials do you have?
• Where did you go to school? When did you graduate?
• Are you independent or captive?
• What educational materials do you have?
• How do you teach your clients?

It’s good to look into working with an independent professional instead of a captive one. Captive financial advisors have an interest only in their employer, and can only present their employers products to you. Independent agents and financial advisors are quite different. They work for their clients and can present a far greater selection of strategies chosen from all of those available on the marketplace.

We only partner with independent financial professionals at SafeMoney.com. When you call one of our experts will take the time to get to know you and answer your questions. Then they will design your complimentary retirement report and give you a complete copy of it.

What Is in the Personalized Retirement Report?

Your retirement report will include:

• The amount of lifetime income you can expect
• Any applicable fee disclosures
• A list of guaranteed income options
• Comparisons of options and fees by strategy

You can reach us at 877.476.9723. Our caring team of experts is ready to help you make your dream retirement a reality. See how the right retirement financial advisor or independent agent can help you today.

The post Retirement Financial Advisor – Los Alamos, NM first appeared on SafeMoney.com.

The post Retirement Financial Advisor – Los Alamos, NM appeared first on SafeMoney.com.

At SafeMoney.com, you can have the benefit of local, friendly service with national resources and support. Our independent financial professionals and core team have helped 10,000+ households nationally plan for a secure retirement. We proudly serve the communities of Albuquerque, Los Lunas, Rio Rancho, South Valley, Moriarty, Estancia, Belen, and the surrounding areas.

From the get-go, you will receive personalized attention and tailored solutions for your unique retirement goals and financial situation. If you want more information about our Albuquerque retirement planning services, give us a call at 877.476.9723. You can also fill out the short form found on this page. From there, you will have the option to have a free, personalized retirement report created for you.

Your report will include a selection of retirement strategies that offer guaranteed income. The results are customized to your goals, including what lifestyle you hope to pursue in retirement. You can use this to better plan for your financial future and see how to lock in a predictable, lifetime income stream that lasts as long as you need it.

A complete copy of your report will be provided to you for free, and there is no obligation to make a financial decision. At SafeMoney.com our primary focus is on education and customer service. Contact us today to speak with a local financial professional who will give you customized options for your financial security in years ahead.

Choosing Retirement Planning Services — What’s Important?

The truth is, retirement planning is a way of making sure you don’t outlive your money. You will have to jump hurdles like taxes, long-term care, and inflation along the way. The difficulty of doing this well has led Nobel-Prize-winning economist William Sharpe to label this “the nastiest, hardest problem in finance.”

That is why it’s so essential to work with a qualified, independent expert. It’s also prudent to plan for at least three decades of retirement – and the financial resources you will need to cover them. Advances in medical care and technology have enabled today’s seniors to have longer, healthier, and more vibrant lives than ever before. You want to be able to fully enjoy yours.

Call us at 877.476.9723. We will connect you to a local financial professional who provides retirement planning services. They will listen to your goals, take stock of your current situation, and create a tailor-made retirement report for you.

Each report features guaranteed income strategies selected from among 2,400+ marketplace options. This gives you a customized, birds-eye view of what’s out there so you can compare and contrast.

Establishing Your Retirement and Financial Goals

When you contact us to request your complimentary retirement report or simply discuss your situation, we will cover questions like these to uncover what is most important to you:

• What age are you now, and what do you anticipate your future will be like?
• What is your desired retirement age?
• What assets do you currently have?
• How are they allocated?
• What goals do you have for your retirement?
• How much risk are you open to?
• How much liquidity do you need?
• What is the time-frame for your investments?
• What retirement lifestyle do you want to have?
• What will your retirement income needs be?
• What questions about your financial situation do you have?

Retirement Planning Services Available in Albuquerque

Please feel free to ask us about these retirement services and how they can be of value to you:

• Retirement income strategies
• Investing for retirement
• Legacy planning
• Taxes
• Social Security benefits & timeline
• Health Insurance or Medicare coverage
• Long term care or healthcare planning
• Senior and home care planning

When you contact us, we will connect you with a reputable local firm in Albuquerque or the surrounding areas. Your financial professional will answer any questions you have about your retirement report or creating a retirement plan.

The Differences Between Captive and Independent Firms

When it’s time to choose a nearby retirement planner, you might want to know the differences between independent and captive financial professionals. Captive financial professionals work for and are subject to one company. They sell that company’s products and sometimes have to meet sales quotas.

At SafeMoney.com, we work with only independent financial professionals. The local financial expert we connect you with will be able to help you compare and contrast all of the top-rated offerings in the marketplace as a whole, not just the products from a single company. They earn their paycheck by helping you meet your retirement goals, not by selling a certain number of their parent company’s products.

When we generate your customized retirement report, it takes into account more than 2,400+ marketplace options. Then we cover all the details with you so you can make informed decisions and effectively plan your retirement.

Ask These Questions of Your Retirement Planning Services Provider

When it’s time to select someone to work with, make sure you ask some key questions. You will want to know the answers to things like:

• How long have they been in business?
• Do they have the necessary credentials and education?
• Are they an authority in the field?
• Are they active in the local community?
• Do they specialize particularly in retirement and income planning?

You may also have other specific questions about your retirement. Be sure to write those down when you meet so that nothing gets left out.

Finding the Right Retirement Planning Services for You

If you are ready to connect with a local expert, give us a call. You can reach us by phone at 877.476.9723 or fill out the quick online form here.

You have worked your whole life so you can have a successful retirement. We want to help you achieve your goals. We are here to listen and answer your questions.

The post Retirement Planning Services – Albuquerque, NM first appeared on SafeMoney.com.

The post Retirement Planning Services – Albuquerque, NM appeared first on SafeMoney.com.

When you are ready to work on your retirement plan, give us a call at 877.476.9723. We offer superior free education and customer service. SafeMoney.com has been featured in many major outlets including CNN, Fox Business, CNBC, U.S. News Money, MSNBC, and others – reaching 84+ million households across the U.S.

For your personal goals and situation, we will create a free, personalized retirement report for you. Your report will take a look at your specific numbers and make projections. You will know your monthly income and different options as to when you can retire. It will also include a list of top-rated lifetime income strategies that will pay guaranteed income during retirement. You can review options to help you balance the uncertainty of market volatility with contractually guaranteed income you can count on.

You will receive a complimentary copy of your report, and your Albuquerque retirement planning strategist will answer any questions you have about your results. This is at no cost or obligation to you.

Questions to Ask Your Retirement Planner

Today’s retirees need to plan on having enough income to stretch out three or four decades instead. People are living longer, generally with more comfortable and higher quality of life than those before had.

This is good news, but it also means that your retirement plan has to contend with decades’ worth of inflation, market volatility, taxes, and other income-reducing factors. You want to make sure your money outlasts you, not the other way around.

Consider these questions:

• Are your finances in good shape right now?
• Are you saving enough for retirement?
• Are you getting the best ‘bang for your buck’ for your retirement assets?
• When do you want to retire? How many years are left?
• Will you have enough income when you retire?
• Will you maintain your insurance when you retire?
• Will you need to purchase insurance supplements?
• Do you have a legacy plan, and a long-term healthcare plan in place already?
• Where do you want to live when you retire?
• Do you plan to travel? Volunteer? Start a second career?

Taking the time to answer these questions usually gives you a great place to start when you talk to a retirement planner. You’ll know which areas you have questions about, and which goals you need to focus on.

Explore Your Options for Your Retirement Situation

When you call us we will create a unique report that can help you envision and even answer these questions. Your report will include guaranteed retirement income strategies that are selected from 2,400+ marketplace options.

It will help you get to know what is out there, and easily compare and contrast what might be good-fitting options for you. This is a free educational service only offered by your local SafeMoney.com financial professionals. There is never any obligation to make a financial decision or commit to anything. You will walk away with a roadmap to your retirement, seeing how you can maximize your income with what you have.

At SafeMoney.com, we have helped 10,000+ households nationwide plan for their retirement. Call us at 877.476.9723 and request your personalized retirement report.

We will connect you to a qualified local retirement planner strategist near you. They serve the communities of Albuquerque, Los Lunas, Rio Rancho, South Valley, Moriarty, Estancia, Belen, and the surrounding areas.

Finding the Right, Local Retirement Planning in Albuquerque, NM

Here are some questions that can help with that:

• How long have you been in business?
• Do you have any customer testimonials or references?
• Do you specialize in retirement planning, including income strategies?
• What credentials and experience do you have that will help me?
• Are you an independent or captive financial professional?
• How do you educate your clients on financial strategies, and do you do anything in the community?
• Do you have educational materials I can look at?

The person that you choose as your Albuquerque retirement planner needs to be well-versed in how to create a stable retirement income. They will also need to be able to factor in taxes, healthcare, protection, and legacy planning into your financial picture.

You will also want to work with an independent professional instead of a captive one. Captive professionals work for a single company and only represent that company’s options. Independent professionals work for you and are invested in your success. They can present options from the whole marketplace so that you can choose what works for you.

Our SafeMoney.com Albuquerque retirement planning experts are all independent, trusted, vetted experts. They are here to answer your questions. When you call they will get to know you and your retirement goals. Then they will create a custom-tailored retirement report for you.

What’s Included in the Personalized Retirement Report?

Your report includes:

• The amount of your yearly retirement income
• Lifetime income projections
• Fee disclosures (if any)
• Side-by-side comparisons of guaranteed income options.

Give us a call at 877.476.9723 and we’ll get to work for you. It usually takes an hour to generate a personalized report and answer all your questions.

Let us show you what a caring team of experts can do to help you achieve your ideal retirement. Contact us today to get started, as the steps that we take today help secure the future!

The post Retirement Planner Near Me – Albuquerque, NM first appeared on SafeMoney.com.

The post Retirement Planner Near Me – Albuquerque, NM appeared first on SafeMoney.com.

Our SafeMoney.com financial professionals serve Albuquerque, Los Lunas, Rio Rancho, South Valley, Moriarty, Estancia, Belen, and the surrounding communities. We focus on helping you create guaranteed retirement income while making your money last with account withdrawals, watching taxes, and even legacy planning. Request a personal appointment to go over your personal situation, or call us at 877.476.9723.

When you call, we will connect you with an experienced, local retirement strategist who will get to know you and learn about your retirement goals. Then, they will create a customized report for you. This report is no cost and will highlight a selection of top-rated lifetime income strategies which can generate guaranteed, predictable retirement income for you.

There is no obligation to do anything. Instead, everything is designed to help you answer some key retirement questions and see how to make your money work for you. You can ask questions about which options might be a good match for your goals.

If you have additional questions, your financial professional will stick around and talk to you until you have all the information you need. Our team is proud of our customer service at SafeMoney.com. We don’t believe in pressured sales tactics or quotas. The goal? To help you get the best information possible, so you can make the best decisions possible.

Retirement Planning Questions to Ask

The more specific you can be with these answers, the easier planning will be.

• What’s your target retirement date?
• How many years are left before you want to retire?
• How much do you have saved for retirement?
• What kind of retirement accounts do you currently have?
• What retirement income will you have?
• What kind of lifestyle do you want in retirement?
• How much money will you need each year to maintain that lifestyle?
• Do you have a legacy plan in place?
• Have you factored in the cost of healthcare or long-term care?

Some initial answers may change as you work through your retirement report results. Your financial professional can help you turn your best guess into a concrete plan that you can follow.

By the time you are done, you will have exact timelines and dollar amounts needed to create a lasting, predictable retirement income stream for your ongoing lifestyle goals.

Finding the Right Retirement Planning in Albuquerque

While local is great, your retirement strategist should offer more than that. Make sure they are an independent financial professional. Independent practitioners are able to explain a wide variety of retirement products from multiple companies to their clients. They can go over all of the top-rated marketplace options with you and answer your questions about them.

Captive professionals are at the opposite end of the spectrum. They work for a specific company, and can usually sell products from that company. They often must meet sales quotas. If you work with a captive professional, it will be hard to tell if you are receiving the right strategies for your goals.

At SafeMoney.com, we only work with experienced and independent financial representatives. Our people work for you, and they don’t have quotas to fill. Your free report is created using software that draws from 2,400+ marketplace options.

You have the space to compare and contrast those options freely, without being obligated. You will walk away with a guide that details high-paying and contractually guaranteed lifetime income options.

Call us at 877.476.9723. We will put you in touch with a local retirement planning expert working in Albuquerque, Los Lunas, Rio Rancho, South Valley, Moriarty, Estancia, Belen, and the surrounding areas.

What Does the Complimentary Retirement Report Include?

• A list of retirement income strategies
• A comparison of the selected strategies
• The yearly retirement income you will receive
• The amount of lifetime income
• Fee amounts (if there are any)

Your retirement planning professional will be on hand to answer any questions you have about your custom retirement report or the selected strategies. The entire process usually takes less than an hour. We will provide you with a complete copy of your retirement report to use as you see fit.

There is no obligation to buy any of the lifetime income strategies that we cover. The goal is to help you sort through some options that have served others well and help you make well-informed decisions. We never used pressured sales tactics.

Our team has been serving people and financial professionals since 2006. SafeMoney.com has been featured on major news outlets including CNBC, Fox Business, MSNBC, U.S. News Money, CNN, and more. Every year, tens of thousands of people visit SafeMoney.com for free retirement and financial information. We are here to help you take charge of your retirement plan, and we are standing by to answer your questions.

Complete out the form here, or call us at 877.476.9723. We look forward to learning about you and your retirement goals.

The post Retirement Planning – Albuquerque, NM first appeared on SafeMoney.com.

The post Retirement Planning – Albuquerque, NM appeared first on SafeMoney.com.

An effective retirement plan covers essentials, like generating stable income, a well-thought-out schedule for account withdrawals, taxes, market volatility, and healthcare. If you are looking for ways to keep your lifestyle going financially in retirement, talk to a specialist who can look at your specific retirement goals and help you create a personalized plan.

Here at SafeMoney.com, we work hard to make the process of retirement planning as simple and stress-free as possible. Our core team at SafeMoney.com has helped 10,000+ households across the US secure their retirement finances.

SafeMoney.com has been featured on many major news outlets including Fox News, MSNBC, CNN, U.S. News Money, and more. We partner with independent financial professionals who will take the time to create a personalized retirement report for you and answer your questions.

There is no cost or obligation to get your complimentary report, and it can serve as an easy-to-follow roadmap for your financially confident retirement. Call us at 877.476.9723, or complete a form on this page, and request your free goal-setting meeting and report.

In less than an hour, we can answer all of your questions and see how we can assist you..Our financial professionals proudly serve the communities of White Rock, Los Alamos, Espanola, Pojoaque, Santa Fe, and the surrounding areas.

Now What? Where to Begin with Retirement Planning

These days, things are quite different. Medical technology has advanced to the point that we are probably going to live longer than our grandparents ever expected to. This means that our retirement plans need to last longer – at least three decades is a good-to-aim-for target.

It helps to work with a retirement planner who can pull together a customized strategy that sees you safely through these decades. Depending on your situation and financial goals, your plan should include strategies that guarantee your income no matter how volatile the markets become.

Think about the assurances that would come from your money lasting as long as you need it to – long enough to cover the rest of your life.

You will also want to consider questions like these:

• How long do you have until you want to retire?
• How do your finances look right now?
• What will you do when you retire?
• Where will you live?
• Do you want to travel?
• Do you already have a legacy plan in place, or do you need to establish one?
• Where is your retirement income going to come from?
• Will it be enough?
• Is it stable and guaranteed?

You don’t have to know the answers to all of these questions right away, but this gives you a place to start.

How to Select a Retirement Planner in White Rock, NM

When you work with a financial professional serving New Mexico, you know you can stop in their office any time. You can build an ongoing relationship with someone who is also living and investing in the community.

You also want to make sure that you work with an independent firm. This is important because only independent financial professionals can offer you strategies from multiple offerings in the retirement market. Some financial professionals are captive, and they largely can only tell you about products provided by their parent company.

Avoid anyone who is just trying to sell you something to fill a quota. Skip over them and find someone who can suggest personalized income strategies for you chosen from top-rated insurance and financial companies. Then, make sure they help you compare and contrast those options in an unbiased way – only matching you with things that actually help you meet your goals.

All of our SafeMoney.com partnered financial experts are independent. They are interested in helping you succeed, and they don’t have to meet quotas with one company to stay in business. This is why you can request a personalized retirement report containing lifetime income strategies selected from 2,400+ marketplace options, rather than just a few offerings from a captive company.

Call us at 877.476.9723, and we will connect you to a local independent expert who focuses on successful retirement strategies rather than on pushing individual products. You will receive a free copy of your personalized retirement report and details on the recommendations in it.

Ready to Find out What’s In Your Retirement Report?

• Retirement income (yearly)
• Retirement income (lifetime)
• Fees for different products for lifetime income (if any fees are part of any of those options)
• Apples-to-apples comparisons of your recommended options

You will also be able to ask your SafeMoney.com financial professional any questions you have. This includes questions about how to generate guaranteed income in retirement, how to protect your money, and how to leave behind a legacy.

Don’t wait. We can take care of everything for you in an hour, and we have industry-leading customer service. Your SafeMoney.com team is invested in your retirement success and it’s free to get your personalized report.

You can fill out the form on this page, or leave a quick voicemail by phone at 877.476.9723. We look forward to learning more about your retirement goals!

The post Retirement Planning – White Rock, NM first appeared on SafeMoney.com.

The post Retirement Planning – White Rock, NM appeared first on SafeMoney.com.

Working with a financial professional will ensure that you can examine issues like securing your retirement income, your schedule of distributions, the taxes you will owe, healthcare expenses, market volatility, and inflation. It’s best to work with someone experienced who can evaluate your specific situation and make personalized recommendations.

Our SafeMoney.com experts have helped more than ten thousand households across the nation explore their retirement options and gain valuable financial education. We serve people who live in Santa Fe, White Rock, Los Alamos, Pecos, Rio Rancho, Albuquerque, and the surrounding communities.

Our work has been featured on popular outlets including U.S. News Money, CNBC, Fox News, CNN, and more. If you have questions about your retirement plan give us a call at 877.476.9723. You can also fill out a quick form on this page.

When you are ready, we will connect you with a trusted retirement planning expert in your area. They will talk to you and ask you some questions. Then, they will create a personalized retirement report for you and give you a complete copy. It’s free, and there is no obligation to make any financial decisions.

If you have additional questions, we’re happy to stick around and answer them. We are very proud of the level of customer service that we offer.

The SafeMoney.com team is here to help you explore your retirement options. No pressured sales tactics, just sound financial education.

Questions to Ask Before Retirement Planning

Ask questions like:

• How many years are there until retirement?
• Are your finances in good shape? Why or why not?
• What are the main retirement goals?
• What kind of lifestyle do you want to have during retirement?
• Will you travel? Live overseas?
• Do you have a legacy plan? What will happen if something happens to you?
• Where is your retirement income going to come from?
• Are you certain your income will go far enough?
• Is your income guaranteed?

Even if you don’t have all the answers to these questions right now, it gives you a place to start when you talk to a financial professional about your retirement planning needs.

Choosing a Santa Fe Retirement Planning Firm

When it’s time to get retirement guidance, it’s good to explore your options around working with someone independent. Independent financial professionals are qualified to explain all sorts of retirement-based product options from multiple companies to you.

They have the business freedom to shop around among all of the guaranteed annuity options to find ones that might match your needs. Captive financial professionals are the opposite – they work for a controlling corporation and often can only pitch you that company’s products. That limits your retirement income options before you even get started.

The local financial professionals at SafeMoney.com are experienced, independent professionals. Your free retirement report will be generated using software that compares more than 2,400 top-rated marketplace options. You can easily compare and contrast those options without feeling pressured to buy anything at all. When you are finished, you walk away with a roadmap to retirement that shows you high-paying lifetime income strategies.

Call us at 877.476.9723 and we will connect you to a SafeMoney.com retirement planning strategist in Santa Fe, White Rock, Los Alamos, Pecos, Rio Rancho, Albuquerque, and the surrounding areas.

What’s in the Free Retirement Report?

• Your yearly retirement income
• Lifetime income projections
• A schedule of fees for potential lifetime income strategies (if there are any)
• At-a-glance comparisons of different options

Once you receive your report you can ask any questions you have about how to secure your income during retirement, which options might match your needs, and anything else you are wondering about.

It’s a fast process, and this can typically be done in an hour. Still, it’s some of the most important time you can spend to explore income options and help ensure your future success during retirement.

You can fill out the form on this page, or reach us via phone at 877.476.9723. Let us show you how a team dedicated to education and customer service can help you reach your retirement goals. We look forward to getting to know you.

The post Retirement Planning – Santa Fe, NM first appeared on SafeMoney.com.

The post Retirement Planning – Santa Fe, NM appeared first on SafeMoney.com.

What does that mean? It’s going for sustainable income during retirement, and determining how to protect that income stream so that it lasts for decades. Then you have to factor in taxes, inflation, market volatility, and projected healthcare costs, which are just a handful of risks to watch out for.

See how we can help you. Through different financial professionals, our core team at SafeMoney.com has helped 10,000+ families with their retirement planning over the years. We provide personalized service to the communities of Los Alamos, White Rock, Espanola, Pojoaque, Santa Fe, Albuquerque, and the surrounding areas.

Our independent financial professionals will introduce you to strategies that protect your money for the long haul. We show you how to enjoy guaranteed retirement income for life and how to minimize your taxes. We can help you create strategies for your other financial needs as well.

Call us at 877.476.9723 and request your free, personalized retirement report. Your report will include lifetime income strategies selected from 2,400+ marketplace options. We will help you create a solid foundation that will support your retirement lifestyle goals.

What About Those Already Retired?

We are here to help you understand your options and answer your questions. There is no cost or obligation to request a goal-setting meeting with one of our experts and get your free report.

It’s pretty fast, too. We can usually answer your questions and create your personalized retirement report in an hour or less. Call us for more financial peace of mind when you are ready.

Retirement Planning Has Changed

Over the last few decades, the concept of retirement has evolved. In the 1950s and 60s, many Americans were able to retire with a pension.

These days, retiring with a pension is turning into a very rare thing. Today, many people are also dependent on their 401(k) plan, IRA, or other accounts during retirement. These are great vehicles, but the actual assets inside of them are what matter for how much retirement income you may receive.

Things to Keep in Mind When Retirement Planning

You may also want to consider creating a longer retirement plan than your parents or grandparents did. Advances in healthcare and technology allow people to live longer, more productive lives than previous generations.

Your retirement plan should cover at least thirty years or more, proactively speaking, so that you don’t run out of money. This is such a frequent blind spot for people that Nobel Prize winner William Sharpe has labeled it, “the nastiest, hardest problem in finance.”

If you’re ready to start working on (or upgrading) your retirement plan, you can also ask yourself these questions:

• How do my finances look right now?
• How much time do I have until I need to retire?
• What financial progress do I need to make before retirement?
• Is there anything I could change today to better prepare for tomorrow?
• What goals do I have for my retirement?
• Do I want to volunteer, start a business, or get a new job during retirement?
• What income will I have, once I leave my regular job?
• What will happen to my family if something happens to me? Do I need to put a legacy plan in place?

These questions are just a place to start. Knowing the answers to them will help you discuss your goals with an experienced financial professional and decide on the next steps.

If you appreciate the prospect of having sustainable, predictable income each month during retirement, explore all of the different options that are available to you. There are many stable ways to offset the risk of other investment assets and generate an ongoing source of money that pays for your preferred lifestyle.

Selecting a Retirement Planner in Los Alamos 

Specifically, you need someone who focuses on the “distribution” phase of life. This is the point in your life where you need to begin living off of what you have saved and invested.

These are the experts who can help you navigate your tax liability as you begin to make withdrawals. They can also provide assistance in ensuring you are taking effective steps to make your money last.

Our SafeMoney.com independent financial professionals were selected because they are qualified to help you navigate your distribution phase with ease and confidence. Our local experts serve the communities of Los Alamos, White Rock, Espanola, Pojoaque, Santa Fe, Albuquerque, and the surrounding areas.

Call us at 877.476.9723 and we will create a personalized retirement report for you and answer any questions you may have about your current retirement plan.

What’s in a Retirement Planning Report?

Your personalized retirement planning report will include:

• Your yearly retirement income
• Your lifetime income amounts
• Any applicable fee disclosures
• Comparisons of top-rated income options

The personalized recommendations featured in your report will be selected from more than 2,400 marketplace options. Your SafeMoney.com partnered local retirement planning expert will also be on hand to answer questions.

Call us at 877.476.9723, and we will put a team in your corner that understands what you need to do to secure your retirement income. We look forward to getting to know you and planning with you.

The post Retirement Planning – Los Alamos, NM first appeared on SafeMoney.com.

The post Retirement Planning – Los Alamos, NM appeared first on SafeMoney.com.

At SafeMoney.com, we have served over 10,000 households in the United States, including people from all walks of life who are retiring from diverse professions. Our independent financial professionals can introduce you to strategies that will help you protect your money, minimize your tax burden, and guarantee a regular income during your retirement years.

Our core team has served more than 10,000 households from all walks of life in the U.S. We serve the communities of Rio Rancho, Albuquerque, Los Lunas, South Valley, Moriarty, Estancia, Belen, and the surrounding areas. Let us show you what an expert team committed to excellence and to caring, personalized service can do for you.

Give us a call at 877.476.9723 to schedule your complimentary retirement goal-setting appointment. You can also request a no-obligation consultation on this page.

Our team will prepare a free retirement report for you, featuring the highest-paying guaranteed lifetime income strategies to meet your personal retirement goals. This report is customized just for you, and your recommendations will be selected from more than 2,400 diverse marketplace options.

A copy of your custom-tailored report will be provided to you for free and a retirement planning expert will answer any questions you may have.

Important Retirement Planning Considerations

Thanks to advances in medical technology and healthcare, those sunset years are frequently stretching out to become decades. These days, it’s all about deciding what kind of lifestyle you want to have during retirement, and how to achieve it.

When you get ready to plan for retirement, it’s advisable to look at least 30-40 years ahead and imagine what you want your life to be like. Here are a few things you can consider:

• What is your current financial situation?
• How do you want to progress financially between now and your retirement?
• Do you have specific goals for your retirement?
• What are some things you can do right now to prepare?
• If you have specific lifestyle goals, how much money will you need to accomplish them?
• Where would you like to live when you retire?
• What stable income will you have once you leave your day job?
• Do you plan to start a second career, work, or volunteer during retirement?
• What will happen with your health insurance when you retire? Will you need to supplement it?
• Do you have a financial plan in place to leave a legacy for your family if something unexpected happens?

It’s good to take time to think these things through and write down the answers now so that you can begin taking steps to build a secure retirement for yourself.

Look at your finances like a five-pointed star. Each point on the star represents an essential component of your financial plan: Investing, Retirement, Taxes, Estate Planning, and Protection.

When you consult a retirement planner professional in Rio Rancho, they can help you figure out how to meet your lifestyle goals during retirement. Working together, you can tackle potential problems before they arise in your plan and have more long-lasting peace of mind.

Finding the Right Retirement Planner in Rio Rancho

The right retirement strategy for you will depend on your situation, but not all financial professionals are equal in what they can do for you. Some financial professionals are more ideal for the accumulation phase of life – when we are busy working and building up our assets.

Retirement is different, though. It’s the stage after the accumulation phase, known as the distribution phase.

During the distribution phase, it’s time to turn all those accumulated assets into a solid, dependable income that can last for decades. This is a difficult thing to do, and you will want to work with a qualified retirement planner who can help you create a dependable income plan for your entire retirement that will stand the test of time. The two of you will work to plan for things like taxes, market fluctuations, inflation, and the rising cost of healthcare.

You have worked hard for many years to build your wealth. You deserve an independent retirement-focused financial professional who understands how to help achieve and maintain your desired retirement lifestyle.

What Should You Look for in a Retirement Planner Firm?

When it’s time to choose a retirement planner, take a look at their credentials and their experience. Ask lots of questions and be sure they take the time to answer you thoroughly.

You may also want to consider things like:

• How long have they been in business?
• Are they an independent shop representing diverse products, or a captive shop beholden to a single company?
• What is their primary expertise? Do they focus on retirement planning or on financial planning in general?
• How do they help educate their clients about important or crucial financial concepts?
• Are they active in their local community?
• Are they featured in any publications, or have they written anything noteworthy?
• Are they a recognized local authority?

Our team at SafeMoney.com works with independent, local financial professionals in Rio Rancho, Albuquerque, Los Lunas, South Valley, Moriarty, Estancia, Belen, and the surrounding areas.

These experienced financial professionals are qualified to create a customized retirement planning report for you at no obligation. Your report will feature multiple top-quality, personalized options to maximize your income during retirement.

What Does A Customized Retirement Planning Report Include?

Your customized retirement planning report will include:

• The amount of income you will receive each year during your retirement
• The amount of lifetime income you will be paid
• Fee disclosures (if any)
• A comparison of different top-rated options

The recommendations in your report are selected from more than 2,400 marketplace products offering guaranteed lifetime income. Your retirement planner will be on hand to help you compare and contrast opportunities as well as answer any questions you have.

Contact us at 877.476.9723 to request a fast initial appointment and a free retirement report with no obligation. Let us put a team behind you which is focused on personalized service, and helping you meet your retirement goals.

The post Retirement Planner – Rio Rancho, NM first appeared on SafeMoney.com.

The post Retirement Planner – Rio Rancho, NM appeared first on SafeMoney.com.

At SafeMoney.com, our independent financial professionals will work with you to design cutting-edge retirement strategies that protect your money and give you guaranteed monthly income for life. We proudly serve the communities of Albuquerque, Los Lunas, Rio Rancho, South Valley, Moriarty, Estancia, Belen, and the surrounding areas.

Call us at 877.476.9723 and tell us about your retirement goals. We will then prepare a free, customized retirement report for you. Your report will feature personalized, guaranteed lifetime income strategies chosen from over 2,400+ marketplace options that fit your situation.

There is no cost or obligation to receive your report, and you will be speaking with a local retirement planner in Albuquerque. Our core team at SafeMoney.com has served over 10,000 households in the United States.

Let’s see what can be done, now and in the years ahead, to ensure your retirement success. You can also request a complimentary retirement goal-setting appointment with one of our experts via this page.

Retirement Planning Best Practices

Additionally, this isn’t your grandparents’ style of retirement plan. In years gone by, people often thought of retirement as something along the lines of ending the 9-to-5 grind, migrating to Florida, and taking up golf.

Longer projected lifespans and increased overall health in seniors have led to a re-defining of what retirement means. Today, anything goes.

You could pick up a second career, volunteer, or even start a business. The most important thing is just to decide what you want your life to look like when you do retire, and then create a plan to accomplish your goals.

Consider these questions to begin your retirement plan:

• What is your current financial situation? Is it likely to change?
• What major goals do you have for your life before and after retirement?
• What steps can you take right now to better prepare for your retirement?
• Once you retire, how much income will you need to live the lifestyle you are dreaming of?
• Where do you plan to live when you retire?
• Once you leave your current career, what income streams will you have?
• Do you have the ability to deal with any unexpected health or financial crisis? Do you have enough insurance?
• Do you currently have a legacy plan to take care of your family if something unexpected happens to you?

Successful retirement planning involves five key areas: Protecting your money, planning your retirement income, investments, taxes, and estate planning. There are different approaches to tackling each area, and your financial professional will be able to target opportunities that will best serve you throughout your life.

How Can a Retirement Planner Help You?

There are many financial professionals available to help you plan for your retirement, but they are not all created equal. Some specialize in helping you plan out the accumulation phase of your life.

These are the years when we build our wealth and prepare for the future. Others specialize in retirement planning.

Retirement begins the distribution phase of your life, where you start living off the assets you have accumulated. It’s important to pick a professional who specializes in retirement planning.

They will help you maximize your tax advantage and offer solutions that will guarantee the stability of your monthly income in retirement.

The Right Advantages: Choosing a Retirement Planner Near Me

When it’s time to select a retirement planner in Albuquerque or nearby there are a few things you are going to want to consider.

Are they experienced in retirement planning? Do they have the appropriate credentials? It’s better to work with someone who is well established and who has experience helping people set up stable, reliable income streams that last for decades.

Is your retirement planner able to factor in all of the essential retirement concerns like taxes, healthcare, possible long-term care, multiple income streams, and legacy planning? Ask about each area in your initial consultation.

Is your retirement planner an independent or a captive professional? Captive financial professionals are controlled by the companies they represent and can only offer you products promoted by that corporation.

It’s better to choose an independent financial professional. Independent professionals can offer you choices from among all of the available market options without those types of restrictions, or sales quotas.

You can explore your options with SafeMoney.com’s independent local financial professionals at no cost, and with no obligation. They will provide you with a customized retirement planning report which will disclose exactly how much monthly income you could have during your retirement, and how to guarantee that for the rest of your life (and even beyond via legacy planning).

Requesting Your Free Customized Retirement Planning Report

SafeMoney.com has been featured on many major news outlets including Fox Business, CNN, U.S. News Money, CNBC, MSNBC, and more, reaching more than 84+ million households in the U.S.

Tens of thousands of retirement savers visit our websites each year for essential retirement information, and to get connected with a reputable, local financial professional.

When you request your free retirement consultation, you will receive the best available strategies to meet your timeline, goals, and financial needs. Contact us via this page to request your appointment, or give us a call at 877.476.9723.

The post Retirement Planner – Albuquerque, NM first appeared on SafeMoney.com.

The post Retirement Planner – Albuquerque, NM appeared first on SafeMoney.com.